Large Loss Estimator (ID#694) in Troy

Energy Jobline ZR; Troy (MI); On-site; USD 95,000 - 120,000; Full time

Benefits offered by this job

401(k) with company match

Medical, dental, and vision insurance

Paid holidays

PTO - Paid Time Off

Employee Assistance Program (EAP)

Job summary

Energy Jobline ZR seeks an experienced Large Loss Estimator to estimate and manage high-value restoration projects across fire, water, storm, and environmental events. You will develop detailed estimates, inspect sites, and negotiate with insurance carriers to protect project profitability.

The role requires expert Xactimate skills, strong budgeting abilities, and the capacity to lead complex projects from scoping through completion.

Qualifications

• Minimum 5+ years of experience estimating large commercial restoration losses.
• Extensive experience with fire, water, storm, mold, and catastrophic restoration projects.
• Expert-level proficiency with Xactimate and Xactimate Sketch is required.
• Proven experience preparing estimates exceeding six and seven figures.
• Strong understanding of commercial construction methods and building systems.
• Experience negotiating directly with insurance carriers, TPAs, consultants, and adjusters.
• Ability to interpret construction drawings, blueprints, and specifications.
• IICRC certifications or equivalent and a related degree are preferred.

Responsibilities

• Prepare detailed estimates for large commercial restoration projects across sectors.
• Develop scopes of work using Xactimate tools and supporting software.
• Conduct on-site inspections to assess damage from fire, water, storm, or environmental events.
• Create floor plans, sketches, and supporting documentation.
• Meet with owners, adjusters, consultants, engineers, and TPAs to review scope and negotiate settlements.
• Manage multiple high-value projects with strict budgets and deadlines.
• Prepare revised estimates, supplements, change orders, and documentation.
• Review subcontractor proposals and material pricing for accuracy.
• Collaborate with Project Managers to transition projects through completion.
• Maintain budgets and identify cost overruns early.
• Ensure compliance with codes and industry standards.
• Identify environmental hazards and mitigation needs.
• Build relationships with insurance professionals and clients.
• Assist in emergency response for catastrophic events when required.
• Maintain complete documentation and ensure estimates meet standards.
• Pursue ongoing professional development and training.

Skills

Large loss experience

Xactimate proficiency

Estimating high-value projects

Budget management

Negotiation with carriers

Field inspections

Education

IICRC Certifications

Bachelor's degree in Construction Management/Engineering/Business

Tools

Xactimate

Xactimate Sketch

Matterport

DocuSketch

MICA

Dash

Microsoft Office Suite

Construction management software

Job description

Job DescriptionJob Description Large Loss Estimator

Full-Time

Location: Troy, MI

Position Overview

Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for estimating and managing high-value commercial, industrial, institutional, and complex residential restoration projects resulting from fire, water, storm, environmental, and catastrophic losses. The ideal candidate has extensive experience with large-loss restoration, advanced Xactimate skills, and the ability to collaborate with insurance carriers, consultants, engineers, and clients throughout the entire project lifecycle.

The Large Loss Estimator will develop comprehensive estimates, participate in project scoping meetings, negotiate with insurance carriers, manage budgets, and support operations teams to ensure projects are completed safely, efficiently, and profitably.

Key Responsibilities

• Prepare detailed, accurate, and timely estimates for large commercial, industrial, municipal, healthcare, educational, and high-end residential restoration projects.

• Develop comprehensive scopes of work using Xactimate, Xactimate Sketch, and supporting estimating software.

• Conduct on-site inspections to assess fire, water, storm, mold, environmental, and catastrophic damage.

• Create complex floor plans, sketches, and supporting documentation.

• Meet with property owners, insurance adjusters, consultants, engineers, and third-party administrators (TPAs) to review project scope and negotiate settlements.

• Manage multiple high-value projects simultaneously while maintaining schedule, budget, and quality expectations.

• Prepare revised estimates, supplements, change orders, and supporting documentation throughout the project lifecycle.

• Review subcontractor proposals, vendor pricing, labor costs, and material pricing to ensure estimate accuracy.

• Work closely with Project Managers and Operations teams to transition projects from estimating through completion.

• Maintain accurate job budgets and identify cost overruns before they impact project profitability.

• Ensure compliance with all local, state, and federal building codes and industry standards.

• Identify potential environmental hazards including asbestos, lead, mold, and other hazardous materials.

• Develop and maintain strong relationships with insurance professionals, adjusters, consultants, brokers, property managers, and commercial clients.

• Assist in emergency response efforts for catastrophic events when required.

• Maintain complete documentation within company systems and ensure estimates meet company standards.

• Participate in ongoing professional development and industry training.

• Maintain company vehicle and equipment in a safe and serviceable condition.

• Complete all required documentation including accident, injury, and incident reports in a timely manner.

• Follow all company safety policies, procedures, and operational guidelines.

Requirements

• Minimum 5+ years of experience estimating large commercial restoration losses.

• Extensive experience with fire, water, storm, mold, and catastrophic restoration projects.

• Expert-level proficiency with Xactimate and Xactimate Sketch is required.

• Proven experience preparing estimates exceeding six and seven figures.

• Strong understanding of commercial construction methods, restoration practices, and building systems.

• Experience negotiating directly with insurance carriers, TPAs, consultants, and adjusters.

• Ability to interpret construction drawings, blueprints, and specifications.

• Thorough knowledge of applicable building codes and industry standards.

• Strong understanding of mitigation, reconstruction, structural drying, demolition, containment, deodorization, and environmental remediation.

• Ability to prioritize multiple complex projects under strict deadlines.

• Excellent budgeting, analytical, organizational, and problem-solving skills.

• Strong verbal and written communication skills.

• Exceptional customer service and relationship-building abilities.

• Professional demeanor with the ability to represent Our Client in front of high-profile commercial clients.

• Willingness to travel to project sites as needed, including catastrophe response assignments.

• Valid driver's license with an acceptable driving record.

Qualifications

• IICRC Certifications (WRT, ASD, FSRT, AMRT, OCT, CDS, or equivalent).

• Experience working with large-loss insurance claims and TPA programs.

• Commercial estimating experience in healthcare, education, manufacturing, hospitality, municipal, or industrial facilities.

• Knowledge of Matterport, DocuSketch, MICA, Dash, or similar restoration technologies.

• Experience with Microsoft Office Suite and construction management software.

• Bachelor's degree in Construction Management, Engineering, Business, or a related field is but not required.

Physical Demands

• Frequent lifting of up to 50 pounds.

• Ability to walk active construction sites and disaster areas.

• Ability to climb ladders, navigate uneven terrain, and access damaged structures.

• Ability to sit, stand, bend, kneel, crouch, and climb for extended periods.

• Manual dexterity for keyboarding, measuring, and documentation.

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Compensation & Benefits

Our Client offers competitive compensation along with a comprehensive benefits package, including but not limited to:

• Competitive salary based on experience

• Performance bonus opportunities

• 401(k) with company match

• Medical, dental, and vision insurance

• Life and insurance

• Employee Assistance Program (EAP)

• Paid holidays

• Paid time off (PTO)

• Ongoing training and professional development

• Career advancement opportunities

• Compensation: $95,000 - $120,000 DOE

Disclaimer

The statements herein are intended to describe the general nature and level of work being performed by employees and are not intended to be construed as an exhaustive list of responsibilities, duties, or qualifications required of personnel assigned to this position.