Large Loss Adjuster - National General

National General; Charleston (SC); On-site; USD 98,000 - 168,000; Full time

Job summary

National General is seeking an experienced Large Loss Adjuster to handle high-severity claims with policy limits of 250/500 and above. The Lead Consultant will oversee referrals, grant settlement authority on complex cases, and supervise large losses for specific CSAs.

Ideal candidates bring extensive experience managing high-exposure Bodily Injury claims and preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability.

Qualifications

• Experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000.
• Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.

Responsibilities

• Reviews and provides approval on cases which the MCO plans to take to trial.
• Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction.
• May serve as specialist and subject matter expert on projects as needed.
• Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings.
• Reviews cases to determine if CWP is appropriate given gross tort value exposure.
• Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed.
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases.
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Skills

Bodily Injury Claims

Large Loss Claims

Complex Claims

Negotiation

Litigation

Insurance Claims Investigations

Auto Liability

Conflict Management

Strategic Thinking

Tort Liability

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals. The individual grants settlement authority on the most complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, approving requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs.

We are seeking an experienced Large Loss Adjuster to join our team. This position handles high-severity claims involving policy limits of 250/500 and above. The ideal candidate will have extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000. Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.

Key Responsibilities

• Reviews and provides approval on cases which the MCO plans to take to trial
• Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction
• May serve as specialist and subject matter expert on projects as needed
• Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings
• Reviews cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities

• This job does not have supervisory duties.

Licensing Requirements

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Skills

• Automobile Liability
• Bodily Injury Claims
• Client Counseling
• Complex Claims
• Complex Litigation
• Conflict Management
• General Liability Claims
• General Liability Insurance
• Homeowners Claims
• Homeowners Insurance
• Homeowners Insurance Claims
• Insurance Claims Investigations
• Large Loss Claims
• Liability Insurance
• Litigation
• Negotiation
• Strategic Thinking
• Tort Liability
• Torts

Compensation

Compensation offered for this role is 98,100.00 - 167,850.00 annually and is based on experience and qualifications.

Joining our team

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

Company Information

National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Companies & Partners

• Direct General Auto & Life
• Personal Express Insurance
• Century-National Insurance
• ABC Insurance Agencies
• NatGen Preferred
• NatGen Premier
• Seattle Specialty
• National General Lender Services
• ARS
• RAC Insurance Partners
• Mountain Valley Indemnity
• New Jersey Skylands
• Adirondack Insurance Exchange
• VelaPoint
• Quotit
• HealthCompare
• AHCP
• NHIC
• Healthcare Solutions Team
• North Star Marketing
• Euro Accident

Benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at [phone].

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.