Large Loss Adjuster

National General Management Corp; West Virginia; Hybride; USD 98 000 - 168 000; Plein temps

Avantages offerts par ce poste

Laptop provided

Monitors provided

Connectivity reimbursement

Home-based work allowed

Résumé du poste

National General is seeking an experienced Large Loss Adjuster/Lead Consultant to manage and oversee high-severity home office referrals. The role grants settlement authority on cases exceeding MCO/RCO limits and directs large losses for specific CSAs.

Ideal candidates have extensive experience with high-exposure Bodily Injury and commercial auto/homeowners claims. The position involves complex coverage analysis, collaboration with Field leaders, and guiding dispute resolution strategies.

Qualifications

• Experience handling high-severity, litigated claims valued with large losses.

Responsabilités

• Reviews and approves cases the MCO plans to take to trial.
• Reviews coverage, liability, and damages on complex cases referred for approval.
• May serve as specialist on projects and provide expert input on litigation.
• Performs file reviews, analyzes data, and reports findings.
• Collaborates with Field leadership and other teams to guide claim handling.

Connaissances

Bodily Injury Claims

Large Loss Claims

General Liability Claims

Automobile Liability

Litigation

Negotiation

Complex Claims

Tort Liability

Strategic Thinking

Description du poste

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals. The individual grants settlement authority on the most complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, approving requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. We are seeking an experienced Large Loss Adjuster to join our team. This position handles high-severity claims involving policy limits of 250/500 and above. The ideal candidate will have extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000. Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.

Key Responsibilities

• Reviews and provides approval on cases which the MCO plans to take to trial
• Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction
• May serve as specialist and subject matter expert on projects as needed
• Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings
• Reviews cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities

This job does not have supervisory duties.

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

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Skills

Automobile Liability, Bodily Injury Claims, Client Counseling, Complex Claims, Complex Litigation, Conflict Management, General Liability Claims, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claims Investigations, Large Loss Claims, Liability Insurance, Litigation, Negotiation, Strategic Thinking, Tort Liability, Torts Compensation Compensation offered for this role is 98,100.00 - 167,850.00 annually and is based on experience and qualifications.

Joining Our Team

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Effective July1,2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in SanFrancisco, please click “here” for information regarding the SanFrancisco Fair Chance Ordinance. For jobs in LosAngeles, please click “here” for information regarding the LosAngeles Fair Chance Initiative for Hiring Ordinance. To view the “EEO Know Your Rights” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs. To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

The policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment. National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M.Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Companies&Partners Direct General Auto&Life, Personal Express Insurance, Century‑National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

Benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336)435‑2000. Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs. When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50MB download and 5MB upload.

At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you.