KYB Operations Associate

ANDE; New York (NY); Hybrid; USD 120,000 - 180,000; Full time

Job summary

ANDE is seeking a finance professional to own the AML/KYB compliance program and day-to-day financial operations. The role offers the option of in-person work in New York or San Francisco or a fully remote arrangement, reporting to the CFO/VP of Finance and partnering with Legal/Compliance and Accounting.

You will manage due diligence, sanctions screening, risk ratings, transaction monitoring, and documentation while coordinating cross-functional initiatives and training in a fast-growing,

Qualifications

• Bachelor's degree in Finance, Accounting, Legal, Engineering, or Computer Science.
• 3–5 years of AML/compliance program management or related financial operations experience.
• Comfort with modern finance tools and interest in AI-assisted due diligence and monitoring.
• Ability to manage multiple initiatives with cross-functional stakeholders.
• Highly organized with meticulous attention to detail; strong documentation skills.

Responsibilities

• Own day-to-day AML/KYB compliance program and related finance operations.
• Lead customer due diligence and verify ownership, registration, tax status, and banking docs.
• Perform sanctions screening and escalate potential matches per policy.
• Maintain customer risk ratings and trigger Enhanced Due Diligence as needed.
• Conduct ongoing transaction monitoring and report suspicious activity.
• Coordinate annual AML training and maintain program documentation.

Skills

AML compliance

Program management

Finance operations

Cross-functional collaboration

AI tools interest

Attention to detail

Education

Bachelor's degree

Tools

Banking software

Payment processors

Job description

About Ande

We're a Series A startup building an AI-native platform that connects Enterprises and Hospitality across the entire booking experience, backed by top-tier investors including Lightspeed Venture Partners, Redpoint Ventures, Sierra Ventures, and Bain Capital, and led by a serial entrepreneur with offices in NYC and SF. We help companies turn every dinner, event, and offsite into something effortless to plan and a breeze to manage, plugging right into the tools they already use.

About the Role

This role offers the optionality of in-person (New York or San Francisco) or fully remote work. The position sits within the Finance team and will own program management for the Company's Anti-Money Laundering (AML) compliance program, along with day-to-day financial operations, partnering closely with Legal/Compliance, Accounting, and cross-functional business teams.

What You'll Do

Program Management

• Serve as the day-to-day owner of the Company's AML/KYB compliance program, executing the policies and procedures set by the AML Compliance Person (CFO/VP of Finance)

• Manage customer due diligence: collect and verify beneficial ownership, business registration, tax status, and banking documentation

• Perform sanctions and adverse media screening (OFAC SDN list, PEP checks) for new and existing customers, escalating potential matches per policy

• Apply and maintain the customer risk-rating framework (duration of operation, legal structure, beneficial ownership) and trigger Enhanced Due Diligence (EDD) for medium- and high-risk accounts

• Conduct ongoing transaction monitoring for red flags (structuring, split transfers, high-risk geographies, unusual wire activity) and elevate suspicious activity through the alert-handling workflow

• Maintain AML program documentation: policy updates, onboarding checklists, training materials, and recordkeeping in line with BSA retention requirements

• Coordinate annual AML training for employees and maintain training records

• Own end-to-end program management for cross-functional finance and compliance initiatives, from scoping through implementation and rollout

• Build and maintain project plans, timelines, and status trackers for AML and other finance initiatives, keeping stakeholders aligned and unblocked

• Coordinate across Finance, Legal/Compliance, and business teams to drive projects to completion, surfacing risks and dependencies early

Treasury & Payment Operations

• Support bank account verification and ownership checks as part of customer and vendor onboarding

• Assist with onboarding of new banking partners, payment processors, and vendors, including contract tracking and renewal timelines

• Process and review wire transfers, ACH payments, and intercompany transfers, ensuring accuracy and appropriate approvals

• Monitor fees, rates, and terms across banking and payment relationships, flagging opportunities for improvement

• Help evaluate and implement new tools, including AI tools, to improve the efficiency of compliance and treasury operations

What We're Looking For

• Bachelor's degree required; Finance, Accounting, Legal, Engineering, or Computer Science preferred

• 3-5 years of relevant experience in AML/compliance program management, financial operations, or treasury, ideally within a fast-paced or high-growth environment; prior exposure to AML or KYB processes is a plus

• Comfort with modern finance and compliance tools, plus genuine interest in using AI tools (Claude, ChatGPT, or similar) to streamline due diligence, monitoring, reporting, and process documentation

• Demonstrated ability to manage multiple concurrent compliance and operational initiatives, keeping cross-functional stakeholders aligned and driving work to completion without heavy oversight

• Highly organized with strong attention to detail; AML compliance and payment operations leave little room for error, and you take that seriously

• Ability to clearly document processes and communicate status, risks, and blockers to stakeholders across Finance and the broader business

• Comfortable operating with a fair amount of autonomy, proactively flagging issues and proposing solutions rather than waiting to be told what to do

Why This Role Matters

This is a high-visibility role for someone early in their finance career who wants hands-on exposure to AML compliance program management and cross-functional financial operations at a fast-moving, AI-native company.

Equal Employment Opportunity

Ande is an equal opportunity employer. We are committed to building a diverse and inclusive team and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other characteristic protected by applicable federal, state, or local law. We welcome applications from all qualified candidates and will consider all applicants for employment without regard to any legally protected status