Junior Applications Developer - Programmer Analyst

Citi; Jacksonville (FL); Hybrid; USD 77,000 - 107,000; Full time

Benefits offered by this job

Hybrid work model

Career progression

Mentorship and coaching

Learning resources

Exposure to large-scale systems

Financial technology exposure

Job summary

Citi is seeking an Applications Developer — Intermediate Programmer Analyst to contribute to design, development, and continuous improvement of application systems supporting global financial services. You will work within an agile team to deliver tested, production-ready code releases while collaborating with technology and business stakeholders.

This role offers a hybrid work model with in-office and remote days, mentorship, and opportunities to grow within a leading global bank.

Qualifications

• 2 years of relevant experience preferred.
• Ability to write, analyze, and interpret code across one or more programming languages.
• Clear and concise written and verbal communication skills.
• Ability to manage competing priorities, meet deadlines, and adapt to changing requirements in a fast-paced environment.

Responsibilities

• Design and develop application enhancements by applying knowledge of development procedures, scripting tools, and code analysis to meet evolving system requirements.
• Build and deliver tested code releases as part of an agile development team, participating in all agile ceremonies including sprint planning, stand-ups, and retrospectives.
• Analyze existing applications to identify vulnerabilities, security gaps, and areas for improvement, then implement targeted fixes through structured testing and debugging.
• Collaborate with business users, clients, and cross-functional technology teams to understand requirements and recommend effective programming solutions.
• Apply programming language fundamentals to translate functional requirements into clear technical design specifications.
• Identify and resolve application issues by drawing on technical experience and established precedents to select and implement the most appropriate solutions.
• Assess risk considerations when contributing to technical decisions, ensuring solutions align with regulatory requirements and Citi's standards for security and compliance.

Skills

Programming languages

Problem solving

Communication skills

Time management

Education

Bachelor's degree or equivalent

Job description

Join Citi's technology team as an Applications Developer --- Intermediate Programmer Analyst, where you will contribute to the design, development, and continuous improvement of application systems that support global financial services operations. Working within an agile development team, you will play a hands-on role in delivering tested, production-ready code releases while collaborating closely with technology and business stakeholders. This is an excellent opportunity for a recent graduate or early-career developer looking to build a strong foundation in applications development within a leading global bank.

Responsibilities

• Design and develop application enhancements by applying knowledge of development procedures, scripting tools, and code analysis to meet evolving system requirements.
• Build and deliver tested code releases as part of an agile development team, participating in all agile ceremonies including sprint planning, stand-ups, and retrospectives.
• Analyze existing applications to identify vulnerabilities, security gaps, and areas for improvement, then implement targeted fixes through structured testing and debugging.
• Collaborate with business users, clients, and cross-functional technology teams to understand requirements and recommend effective programming solutions.
• Apply programming language fundamentals to translate functional requirements into clear technical design specifications.
• Identify and resolve application issues by drawing on technical experience and established precedents to select and implement the most appropriate solutions.
• Assess risk considerations when contributing to technical decisions, ensuring solutions align with regulatory requirements and Citi's standards for security and compliance.

Required Qualifications & Skills

• 2 years of relevant experience preferred
• Demonstrated ability to write, analyze, and interpret code across one or more programming languages.
• Proven problem-solving and decision-making skills, with the ability to evaluate options and implement effective technical solutions.
• Clear and concise written and verbal communication skills, with the ability to convey technical concepts to both technical and non-technical audiences.
• Ability to manage competing priorities, meet deadlines, and adapt to changing requirements in a fast-paced environment.
• Bachelor's degree in a relevant field, or equivalent practical experience.

What We Offer

At Citi, you will join a collaborative, performance-driven technology team where your contributions have a direct impact on systems used across global financial markets. We invest in the growth of our people and provide the tools, exposure, and support needed to build a meaningful career in technology.

• A structured entry point into applications development at a global financial institution, with clear pathways for career progression.
• Hands-on experience working within an agile team, participating in the full software delivery lifecycle from planning through to production release.
• Mentorship and coaching from experienced technology professionals, supporting your technical and professional development.
• Hybrid working model with 3 days in the office and 2 days working remotely, providing flexibility alongside meaningful in-person collaboration.
• Access to learning and development resources to deepen your technical skills and broaden your understanding of financial technology.
• Exposure to complex, large-scale systems and the opportunity to develop expertise that spans both technology and financial services.

Job Family Group: Technology

Job Family: Applications Development

Time Type: Full time

Primary Location: Jacksonville Florida United States

Primary Location Full Time Salary Range: $76,560.00 - $106,840.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Anticipated Posting Close Date: Aug 05, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents -- AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.