Investment Products Specialist

Itaú USA; Miami (FL); On-site; USD 120,000 - 170,000; Full time

Job summary

Itaú USA, based in Miami, seeks an Investment Products Specialist to design, develop, and manage investment solutions for high-net-worth and institutional clients. You will lead end-to-end product lifecycles, collaborating with Legal, Compliance, Operations, Technology, Risk, and Front Office teams.

The role emphasizes market analysis, regulatory compliance, and client-centric innovation, requiring a strong background in capital markets and fluency in English and Portuguese.

Qualifications

• Bachelor's degree in Finance, Economics, or related field
• 5+ years of experience in financial services, preferably in a product development or strategy
• Strong understanding of capital markets, investment vehicles, and regulatory frameworks
• Advanced interpersonal and influence management skills
• Superior analytical and communication abilities
• Fluency in English and Portuguese required, Spanish is preferred

Responsibilities

• Lead the evaluation, design, implementation, and enhancement of investment and balance sheet products, including mutual funds, structured products, certificates of deposit (CDs), time deposits, money market solutions, lending products, and bespoke client solutions
• Develop deep expertise in the end-to-end product lifecycle, including client experience, trading and execution workflows, custody, settlement, operational processes, restrictions, controls, and regulatory requirements, identifying opportunities to improve efficiency, scalability, and client outcomes
• Drive cross-functional product initiatives and platform enhancements by translating business needs into executable solutions, defining target-state operating models, coordinating stakeholders across Legal, Compliance, Operations, Technology, Risk, Treasury, and Front Office teams, and ensuring successful implementation and integration within the Bank

Skills

Investment products

Cross-functional collaboration

Regulatory knowledge

Stakeholder management

Education

Bachelor's degree in Finance, Economics, or related field

MBA or CFA preferred

Job description

The Investment Products Specialist supports the design, development, and lifecycle management of investment solutions tailored to high-net-worth and institutional clients. This role combines product expertise, market analysis, and cross-functional collaboration to ensure the delivery of innovative, compliant, and client-centric investment offerings.

About Us

Itaú Unibanco is the largest bank in Brazil and Latin America, present in 18 countries, with over 100 years of history. Itaú U.S. serves high-net-worth individuals, institutional investors, and corporate clients through a comprehensive suite of banking, wealth management, asset management, and broker-dealer services. Based in Miami, with a presence in New York and the Caribbean, the team supports clients navigating complex financial needs across borders.

Key Responsibilities

• Lead the evaluation, design, implementation, and enhancement of investment and balance sheet products, including mutual funds, structured products, certificates of deposit (CDs), time deposits, money market solutions, lending products, and bespoke client solutions.
• Develop deep expertise in the end-to-end product lifecycle, including client experience, trading and execution workflows, custody, settlement, operational processes, restrictions, controls, and regulatory requirements, identifying opportunities to improve efficiency, scalability, and client outcomes
• Drive cross-functional product initiatives and platform enhancements by translating business needs into executable solutions, defining target-state operating models, coordinating stakeholders across Legal, Compliance, Operations, Technology, Risk, Treasury, and Front Office teams, and ensuring successful implementation and integration within the Bank.

-Stakeholder Collaboration

• Work closely with legal, compliance, risk, operations, and finance teams to support product delivery.
• Partner with relationship managers and client advisors to gather feedback and refine offerings.
• Represent the investment product function in governance forums and strategic planning sessions.

-Compliance, Documentation and Risk management

• Ensure adherence to BSNAML, AML, and Bank Secrecy Act regulations.
• Maintain accurate documentation and support audit and compliance reviews.
• Act as a first line of defense in risk management, ensuring operational and regulatory compliance.

Qualifications

• Bachelor's degree in Finance, Economics, or related field; MBA or CFA preferred.
• 5+ years of experience in the Financial Services industry, preferably in a product development or strategy/project management role.
• Strong understanding of capital markets, investment vehicles, and regulatory frameworks.
• Advanced interpersonal and influence management skills.
• Superior analytical and communication abilities.
• Fluency in English and Portuguese required, Spanish is preferred.

Compliance with Anti-Money Laundering and Bank Secrecy Act related principles, laws, rules and regulations, as well as Itau's related policies and procedures