Investment Analyst

WhiteCap Search; Austin (TX); On-site; USD 95,000 - 130,000; Full time

Job summary

WhiteCap Search is seeking an Investment Analyst for its Transaction Management team in Austin, TX. You will independently manage residential mortgage loan transactions from trade execution to settlement and post-close, coordinating with clients, counterparties, and internal teams.

The role emphasizes data-driven analysis, diligence coordination, and collaboration with finance, accounting, and servicing teams to optimize throughput and accuracy.

Qualifications

• 2–5 years of experience in residential mortgage finance, capital markets, securitization.
• Experience managing whole loan transactions through closing.
• Strong Excel, SQL, and data analysis skills.

Responsibilities

• Independently manage residential mortgage loan transactions from trade execution through settlement and post-close activities.
• Develop and maintain transaction timelines, ensuring milestones and deliverables are completed on schedule.
• Manage counterparty onboarding and ensure internal approvals are completed prior to execution.
• Coordinate due diligence activities with third-party diligence firms, internal teams, clients, and sellers.
• Track, report, analyze, and address loan due diligence findings based on compliance, credit, title, valuation, servicing data, and collateral.
• Track diligence exceptions, stipulations, and issue resolution through closing.
• Identify high-risk issues and make recommendations for re-pricing or adjustments for whole loan acquisitions and sales.
• Prepare, validate, and distribute collateral tapes, loan data, and transaction reporting.
• Coordinate settlement activities, funding schedules, collateral transfers, and post-closing reconciliations.
• Coordinate execution of transaction documentation such as NDAs, MLPAs, ISAs, and trade confirmations.
• Support financing and securitization transactions through coordination with dealers, trustees, custodians, rating agencies, and warehouse lenders.
• Collaborate with Finance & Accounting to support invoicing, settlement reporting, and revenue recognition.
• Maintain transaction pipeline reporting and settlement forecasts.
• Identify opportunities to improve transaction processes and operational efficiency.
• Assist in implementing technology initiatives and workflow enhancements.
• Build strong working relationships with trading desk, clients, originators, servicers, diligence providers, and counterparties.
• Mentor analysts and junior team members on transaction processes and best practices.

Skills

Residential mortgage finance

Capital markets

SQL

Python

Excel

Project management

Communication

Multitasking

Education

Bachelor's degree in Data Science, Computer Science, Finance, Accounting, Economics, or related field

Tools

MS Excel (Advanced)

SQL

Python

RMBS documentation

Job description

An industry-leading REIT is seeking an Investment Analyst to join its Transaction Management team. This role involves independently managing the execution of residential mortgage loan transactions across acquisitions, sales, financings, and securitizations. The candidate will oversee transactions from trade acceptance through settlement and post-closing, working closely with internal stakeholders, clients, counterparties, and service providers.

• Independently manage residential mortgage loan transactions from trade execution through settlement and post-close activities.
• Develop and maintain transaction timelines, ensuring milestones and deliverables are completed on schedule.
• Manage counterparty onboarding and ensure internal approvals are completed prior to execution.
• Coordinate due diligence activities with third-party diligence firms, internal teams, clients, and sellers.
• Track, report, analyze, and address loan due diligence findings based on compliance, credit, title, valuation, servicing data, and collateral.
• Track diligence exceptions, stipulations, and issue resolution through closing.
• Identify high-risk issues and make recommendations for re-pricing or adjustments for whole loan acquisitions and sales.
• Prepare, validate, and distribute collateral tapes, loan data, and transaction reporting.
• Coordinate settlement activities, funding schedules, collateral transfers, and post-closing reconciliations.
• Coordinate execution of transaction documentation such as NDAs, MLPAs, ISAs, and trade confirmations.
• Support financing and securitization transactions through coordination with dealers, trustees, custodians, rating agencies, and warehouse lenders.
• Collaborate with Finance & Accounting to support invoicing, settlement reporting, and revenue recognition.
• Maintain transaction pipeline reporting and settlement forecasts.
• Identify opportunities to improve transaction processes and operational efficiency.
• Assist in implementing technology initiatives and workflow enhancements.
• Build strong working relationships with trading desk, clients, originators, servicers, diligence providers, and counterparties.
• Mentor analysts and junior team members on transaction processes and best practices.
• 2-5years of experience in residential mortgage finance, capital markets, structured credit, or securitization.
• Experience managing residential whole loan transactions through closing.
• Working knowledge of MLPAs, ISAs, residential mortgage transaction documentation, RMBS execution process, loan-level collateral data, and servicing transfers.
• Understanding of settlement mechanics and transaction funding.
• Strong Excel skills, including dynamic arrays, power query, SQL connections, etc.
• Experience working with large loan-level datasets.
• SQL and Python experience preferred but not required.
• Strong project management and organizational skills.
• Excellent communication skills with internal and external stakeholders.
• Ability to manage multiple priorities in a deadline-driven environment.
• Bachelor's degree in Data Science, Computer Science, Finance, Accounting, Economics, or related field.

An industry-leading REIT is seeking an Investment Analyst to join its Transaction Management team. This role involves independently managing the execution of residential mortgage loan transactions across acquisitions, sales, financings, and securitizations. The candidate will oversee transactions from trade acceptance through settlement and post-closing, working closely with internal stakeholders, clients, counterparties, and service providers.

Essential Duties

• Independently manage residential mortgage loan transactions from trade execution through settlement and post-close activities.
• Develop and maintain transaction timelines, ensuring milestones and deliverables are completed on schedule.
• Manage counterparty onboarding and ensure internal approvals are completed prior to execution.
• Coordinate due diligence activities with third-party diligence firms, internal teams, clients, and sellers.
• Track, report, analyze, and address loan due diligence findings based on compliance, credit, title, valuation, servicing data, and collateral.
• Track diligence exceptions, stipulations, and issue resolution through closing.
• Identify high-risk issues and make recommendations for re-pricing or adjustments for whole loan acquisitions and sales.
• Prepare, validate, and distribute collateral tapes, loan data, and transaction reporting.
• Coordinate settlement activities, funding schedules, collateral transfers, and post-closing reconciliations.
• Coordinate execution of transaction documentation such as NDAs, MLPAs, ISAs, and trade confirmations.
• Support financing and securitization transactions through coordination with dealers, trustees, custodians, rating agencies, and warehouse lenders.
• Collaborate with Finance & Accounting to support invoicing, settlement reporting, and revenue recognition.
• Maintain transaction pipeline reporting and settlement forecasts.
• Identify opportunities to improve transaction processes and operational efficiency.
• Assist in implementing technology initiatives and workflow enhancements.
• Build strong working relationships with trading desk, clients, originators, servicers, diligence providers, and counterparties.
• Mentor analysts and junior team members on transaction processes and best practices.

Minimum Requirements

• 2-5years of experience in residential mortgage finance, capital markets, structured credit, or securitization.
• Experience managing residential whole loan transactions through closing.
• Working knowledge of MLPAs, ISAs, residential mortgage transaction documentation, RMBS execution process, loan-level collateral data, and servicing transfers.
• Understanding of settlement mechanics and transaction funding.
• Strong Excel skills, including dynamic arrays, power query, SQL connections, etc.
• Experience working with large loan-level datasets.
• SQL and Python experience preferred but not required.
• Strong project management and organizational skills.
• Excellent communication skills with internal and external stakeholders.
• Ability to manage multiple priorities in a deadline-driven environment.
• Bachelor's degree in Data Science, Computer Science, Finance, Accounting, Economics, or related field.

Disclosure: The hourly rates and/or salaries listed may or may not reflect total compensation packages including bonus and fringe benefits, etc., nor are the advertisement(s) posted a guarantee of a certain compensation package for a position or bona fide offer of employment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.