Investigator II

Ameriprise Financial; Minneapolis (MN); Hybrid; USD 67,000 - 92,000; Full time

Benefits offered by this job

Hybrid work schedule

Health insurance

401(k)

Job summary

Ameriprise Financial seeks an Investigator II to identify and analyze suspicious activity, fraud risks, policy violations, and financial crime concerns that affect clients and the firm.

Based in Minneapolis, the role involves data mining, analysis of transactions, and collaboration across departments to mitigate risk and safeguard client assets.

Qualifications

• Bachelor's degree or equivalent (4+ years).
• 3-5 years of relevant experience in fraud, compliance or investigations.
• Demonstrated fraud, compliance, and investigative competencies.
• Experience handling general investigations.
• Solid knowledge of fraud, compliance, laws and regulations.
• Strong interviewing skills.
• Ability to manage multiple tasks with prioritization.
• Strong written and verbal communication skills.
• Solid analytical and problem-solving skills.
• Proficient with internal systems across the organization.

Responsibilities

• Conduct internal/external investigations of high-risk compliance matters, fraud, and other sensitive/internal matters.
• Investigate low-to-medium risk matters relative to financial risk, scope, and complexity.
• Provide advanced investigative and analytic support, gather and track related information, and make recommendations.
• Data mine internal and external systems to obtain supporting documentation.
• Perform basic data analysis to identify problems and mitigate risk.
• Collaborate with clients and other departments on escalated investigations.
• Analyze account transactions to identify fraudulent activity and monitor for controlled addresses under applicable laws.
• Assist units to review risk exposures, create and implement processes, and support projects.
• Maintain knowledge of industry practices and regulations related to fraud and compliance.

Skills

Fraud & compliance

Investigative analysis

Interviews

Communication

Analytical thinking

Education

Bachelor's degree or equivalent

Tools

Internal systems knowledge

Job description

About Our CompanyWe’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of 22,000 people across 19 countries, serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.Job DescriptionProtecting clients from fraud and financial exploitation is at the core of this role. As an Investigator II, you will identify and analyze suspicious activity, fraud risks, policy violations, and financial crime concerns that impact clients and the firm. Using strong analytical and investigative skills, you will detect emerging threats, uncover critical insights, and take timely action to prevent losses and mitigate risk. This role plays a key part in safeguarding client assets, preserving the firm's reputation, and strengthening our fraud detection and prevention efforts.Key ResponsibilitiesConduct internal/external investigations of high risk compliance matters, financial fraud, and other sensitive/internal matters. Investigate low-to-medium risk matters relative to financial risk, scope, and complexity. Provide advanced investigative and analytic support, gather and track related information, and make appropriate recommendations.Complete data mining of internal and external systems to obtain appropriate supporting documentation. Complete basic data analysis to identify potential problems and mitigate risk throughout the firm. Work with clients and other departments on escalated and high-profile investigations.Analyze and interpret account transactions to identify fraudulent and suspicious activity. Take the necessary steps to detect fraudulent accounts, monitor for controlled addresses, and meet the requirements of the USA PATRIOT Act.Assist business and staff units to review and assess potential problems and risk exposures. Create, manage, and implement processes and procedures. Provide detailed subject matter support on projects.Maintain current knowledge of industry practices, developments, products, services and trends, including relevant laws and regulations related to fraud and compliance.Provide training to investigators on processes and other departments on emerging fraud trends.Required QualificationsBachelors degree or equivalent (4-years)3-5 years of relevant experienceDemonstrated fraud, compliance, and investigative competencies.Experience handling general investigations.Solid knowledge of fraud, compliance, physical security, and relevant laws and regulations.Solid interviewing skills.Solid ability to manage, prioritize, and complete multiple tasks.Solid written and verbal communication skills.Solid analytical and problem-solving skills.Solid computer and software skills, including working knowledge of several internal systems from across the organization and product lines.Preferred QualificationsFacilitation skills.Working knowledge of Ameriprise products, services and business lines related to area of responsibility.In-Office CollaborationWe are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least four (4) days per week, with flexibility to work from home one (1) day per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.Visa SponsorshipApplicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).Base Pay SalaryThe estimated base salary for this role is $66,700 - $91,700 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.Full-Time/Part-TimeFull timeExempt/Non-ExemptExemptJob Family GroupLegal AffairsLine of BusinessGCO General Counsel's OrganizationAmeriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.