Internal Auditor

Patelco Credit Union; Dublin (CA); On-site; USD 86,000 - 102,000; Full time

Benefits offered by this job

Medical, Dental, Vision, LifeInsurance

Onsite fitness center

Bonus opportunity

401(k) with 3% Safe Harbor and 5% EMP.

Tuition reimbursement

Employee Assistance Program (EAP)

Job summary

Patelco Credit Union is seeking an Internal Auditor to execute risk-based audits and support engagement planning. You will assess financial and operational controls, ensure regulatory compliance, and provide actionable recommendations to enhance efficiency and mitigate risks.

You will collaborate with cross-functional teams and report findings to senior management, contributing to a strong control environment within a growing financial institution.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration or related field.
• Advanced degree or relevant certifications such as CIA, CPA, CAMS, CFE or equivalent preferred.
• 2+ years of internal audit experience, preferably in financial institutions or regulated industry.
• Knowledge of Credit Union regulations (FDIC, NCUA, CFPB), GAAP/IFRS, and risk management frameworks.
• Knowledge of GRC software (TeamMate+, AuditBoard, Quantivate, Diligent) and data analytics tools.

Responsibilities

• Conduct risk-based audits under guidance for financial, operational, and compliance processes including loan operations and AML.
• Evaluate internal controls, policies, and procedures to identify risks or non-compliance.
• Assist in preparing audit programs and perform testing per industry standards (IIA, COSO).
• Perform data analysis and review financial records to identify discrepancies or fraud risks.
• Document testing results, draft findings, and assist with audit reports; communicate results to audit lead and management.
• Monitor implementation of audit recommendations and follow up.
• Stay current on regulatory changes and emerging risks to inform audit strategies.

Skills

Internal audit experience

Regulatory knowledge

Data analysis

Communication with management

Education

Bachelor’s degree in Accounting, Finance, Business Administration

Advanced degree or relevant certifications (CIA, CPA, CAMS, CFE)

Tools

TeamMate+

AuditBoard

Quantivate

Diligent

Microsoft Office Suite

Job description

About Patelco Credit Union

Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in assets to over $9 billion in assets and is the 7th largest credit union in California with branches throughout Northern California.

We are here for our members throughout all their stages of life. Meeting them with the products and services to help them plan purposefully for their futures and to secure our life-long partnership as their trusted financial advocate. As one team, we are all committed to delivering service, empowering financial literacy, creating products, and providing new technology for our members.

We believe that work should be rewarding, challenging, and enjoyable. We’re dedicated to creating a positive and supportive culture where our team members can thrive. If you’re looking to use your skills and knowledge to make a difference in our members’ lives, Patelco could be the perfect fit for you.

Overview

The Internal Auditor is responsible for executing assigned audit procedures and supporting engagement planning, along with the Internal Auditor and Internal Audit Manager for audit engagements to evaluate the effectiveness of risk management, control, and governance processes within the financial institution. This role involves assessing financial and operational controls, ensuring compliance with regulatory requirements, and providing actionable recommendations to enhance organizational efficiency and mitigate risks. The Internal Auditor collaborates with cross-functional teams and reports findings to senior management.

Responsibilities

• Conduct assigned portions of risk-based audits under guidance from Sr. Auditor or Manager for.risk-based audits of financial, operational, and compliance processes, including loan operations, deposit activities, fraud, anti-money laundering (AML), and regulatory compliance.
• Evaluate the adequacy and effectiveness of internal controls, policies, and procedures to identify areas of risk or non-compliance.
• Assist in preparing audit programs and perform testing using approved methodologies , ensuring alignment with industry standards (e.g., IIA, COSO).
• Perform data analysis and review financial records to identify discrepancies, fraud risks, or inefficiencies.
• Document testing results, draft findings, and assist with audit reports; communicate results to the audit lead and relevant management.
• Monitor and follow up on the implementation of audit recommendations to ensure corrective actions are taken.
• Stay current on regulatory changes, industry trends, and emerging risks (e.g., cybersecurity, ESG compliance) to inform audit strategies.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.
• Advanced degree or relevant certifications such as Certified Internal Auditor (CIA), Certified Public Accountant (CPA), Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE) or equivalent is strongly preferred.
• 2+ years of experience in internal audit, preferably within a financial institution or regulated industry.
• Knowledge of Credit Union regulations (e.g., FDIC, NCUA, CFPB), financial reporting standards (GAAP/IFRS), and risk management frameworks.
• Knowledge of GRC software (e.g., TeamMate+, AuditBoard, Quantivate, Diligent), data analytics tools, and Microsoft Office Suite.
• Working knowledge of Microsoft Office including PowerPoint, Excel, Outlook, etc.

Target Base Pay

$86,339-$101,566

Compensation at Patelco

Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. We offer a competitive total rewards package including a Short-Term Incentive (STI) program for all regular positions and a wide range of medical, dental, vision, financial, and other benefits.

We Offer

Physical Health:

• Exceptional Medical, Dental, Vision, and Life Insurance benefits
• Onsite fitness center at HQ and rewards for completing wellness related activities

Financial Health:

• Competitive compensation packages with bonus opportunity
• 401(k) with 3% Safe Harbor and 5% employer match
• Discounts on loan products
• Tuition reimbursement

Emotional Health:

• Employee Assistance Program (EAP)
• PTO for part-time and full-time positions
• Paid holidays

Personal Development:

• On-the-job training and skills development
• Internal transfer opportunities for career growth
• Volunteer work

Flexible work arrangements available for specific positions

Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.
• Advanced degree or relevant certifications such as Certified Internal Auditor (CIA), Certified Public Accountant (CPA), Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE) or equivalent is strongly preferred.
• 2+ years of experience in internal audit, preferably within a financial institution or regulated industry.
• Knowledge of Credit Union regulations (e.g., FDIC, NCUA, CFPB), financial reporting standards (GAAP/IFRS), and risk management frameworks.
• Knowledge of GRC software (e.g., TeamMate+, AuditBoard, Quantivate, Diligent), data analytics tools, and Microsoft Office Suite.
• Working knowledge of Microsoft Office including PowerPoint, Excel, Outlook, etc.
• Conduct assigned portions of risk-based audits under guidance from Sr. Auditor or Manager for.risk-based audits of financial, operational, and compliance processes, including loan operations, deposit activities, fraud, anti-money laundering (AML), and regulatory compliance.
• Evaluate the adequacy and effectiveness of internal controls, policies, and procedures to identify areas of risk or non-compliance.
• Assist in preparing audit programs and perform testing using approved methodologies , ensuring alignment with industry standards (e.g., IIA, COSO).
• Perform data analysis and review financial records to identify discrepancies, fraud risks, or inefficiencies.
• Document testing results, draft findings, and assist with audit reports; communicate results to the audit lead and relevant management.
• Monitor and follow up on the implementation of audit recommendations to ensure corrective actions are taken.
• Stay current on regulatory changes, industry trends, and emerging risks (e.g., cybersecurity, ESG compliance) to inform audit strategies.