Insurance Sales Agent - Ponte Vedra Beach

acg; Ponte Vedra Beach (FL); On-site; USD 55,000 - 70,000; Full time

Benefits offered by this job

Ramp-up incentive

Full benefits

AAA membership

Job summary

AAA The Auto Club Group is seeking a full-time Insurance Sales representative in Ponte Vedra Beach, FL. The role focuses on selling insurance products, building client relationships, and expanding the branch's portfolio through community engagement and referrals.

The position offers base pay plus incentives, full benefits, and requires active state licenses with training provided. Typical hours are Mon-Fri 8:30am-5:30pm, with potential weekend hours and some travel.

Qualifications

• Active State Property & Casualty Insurance Sales license.
• Active State Life and Health Insurance Sales license, or obtain within 90 days of hire.
• Must qualify, obtain, and maintain all applicable state licenses and appointments.
• Obtain Health and Accident licenses where applicable as deemed necessary.
• High School diploma or equivalent.
• 1+ year of customer-facing experience in a fast-paced computer automated business environment.

Responsibilities

• Sales, Retention & Revenue Growth: Own the sale and ongoing service of ACG-branded and brokered insurance products, memberships, and financial products; uncover customer needs, generate new business, retain existing clients, and meet or exceed sales targets.
• Insurance Reviews & Policy Execution: Conduct comprehensive reviews to assess risk, identify gaps, and quote, bind, and issue policies according to underwriting guidelines.
• Customer Relationship Management: Build and maintain strong rapport with members and clients, respond promptly, and support high customer satisfaction and loyalty.
• Prospecting, Community Engagement & Referrals: Engage in local events to prospect, expand referral networks, develop new business, and cross-sell opportunities.

Skills

Licenses: Property & Casualty

Life and Health license

Customer-facing experience

Sales and negotiation

CRM software

Microsoft Office

Education

High School diploma

Tools

CRM software

Microsoft Office

Job description

Job Type:

Full time

Exempt/Non Exempt:

Hourly

Job Description:

This is a relationship driven sales role with long-term income potential through commission.We know building a client base takes time, which is why we offer ramp-up earnings support during your first months as you grow your pipeline and book of business

$5,000New Agent Ramp-up Incentive
This supports your transition by providingadditionalincome as you develop your pipeline and builda strong foundationfor long-term success

If you enjoy helping people, building relationships, and earning more through performance,we’llprovide the training, tools, and support to help you succeed

Success in this role comes from:

• Consistent outreach

• Proactive engagement with prospective clients

• Strong follow-up

• Community networking

• Building trust with clients

Location Details:

• Ponte Vedra Beach, FL

Position Schedule / Shift:

• Monday - Friday 8:30am-5:30pm

Position Summary

Full-time | W-2 | Base Pay + Incentives + Full Benefits

Join a fast-paced branch whereyou’llgrow your sales career by helping customers find the right insurance and financial solutions. Build meaningful relationships, uncover new opportunities, and drive business through community engagement and referrals—all while earning rewards for your success

Key Responsibilities

• Sales, Retention & Revenue Growth: Own the sale and ongoing service ofACG-brandedand brokered insurance products, memberships, and financial products within ahigh-trafficACG branch; uncover customer needs, generate new business, retain existing clients, grow ACG’s insurance portfolio, overcome objections, negotiate effectively, close sales, and meet or exceed individual sales targets and incentive plan expectations.

• Insurance Reviews & Policy Execution: Conduct comprehensive insurance reviews to assess risk,identifycoverage gaps, recommendappropriate solutions, and quote, bind, and issue policiesin accordance withunderwriting guidelines and regulatory requirements.

• Customer Relationship Management: Build andmaintainstrong rapport with members and clients, respond to inquiries with professionalism and urgency, and support high customer satisfaction, loyalty, and trust in the AAA brand.

• Prospecting, Community Engagement & Referrals: Actively engage in local branch and community events to prospect, expand referral networks, develop new business opportunities, andidentifycross- selland referral opportunities into Travel and Financial Services to maximize overall member value.

Required Qualifications:

• Active State Property & Casualty Insurance Sales license

• Active State Life and Health Insurance Sales license, or obtain within90 daysof hire

• Must qualify, obtain, andmaintainall applicable state licenses and appointmentsrequiredfor selling and/or servicing Auto Club Group Membership products.

• Obtain Health and Accident licenses and appointments where applicable asdeemednecessary and within atime frameestablishedby the Business Unit.

• High School diploma or equivalent

• 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)

• Insurance experience is helpful—but notrequired.

• We provide training to help you get licensed and confident in the role

Experience That Sets You Up for Success

• Sales Execution & Pipeline Management:Demonstratedability to develop, manage, and close sales opportunities, including disciplined lead tracking,follow-up, pipeline management, and accountability for achieving and exceeding performance goals.

• Consultative Selling & Customer Discovery: Apply consultative selling techniques supported by deep product knowledge, strong listening skills, and the ability to quickly assess customer needs,identifycoverage gaps, recommendappropriate solutions, and deliver tailored value.

• Prospecting & Business Development: Proven ability to generate new opportunities through referrals, outbound activity, networking, and otherbusiness- developmentefforts.

• Communication & Customer Mindset: Excellent verbal and written communication skills with a strongcustomer- firstmindset and confidence in guiding sales conversations.

• Sales Technology & Tools: Proficient inleveragingtechnology to support sales execution, including CRM platforms and Microsoft Office applications.

Work Environment

• Work in atemperature controlledAAA branch location

• Ability to work varied hours, includingpossible weekends

• Some travel to local events may berequired

Compensation& Benefits Overview

ACGcomplies withall applicable state and local lawsregardingrequired benefits (including PTO,paidsick leave,etc.).

Deeper Dive into Pay & Incentives

Build a rewarding sales career with the stability of base pay, performance-based earning potential, and support to grow, withadditionalcareer path options available if entrepreneurship is part of your long-term goals.

Base pay (non-exempt)

• AverageAnnualEarnings $55,000 - $70,000+ (Based on performance)

Additional Compensation

• Ramp-upsupport$5,000(processed30 and60 daysof employment)

• Supplemental Pay for six months: $200/week during months 0-2,$150/week during months 3-4, and$100/week during months 5-6

Performance Incentives

• Elevated commission structure during the first 15 months

• New HireOn-PaceBonus tied to milestones

Benefits:

At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.

Health & Wellness

• Medical plans with multiple coverage options, including HSA eligibility.

• Prescription drug coverage.

• Dental and vision benefits.

• Employee Assistance Program (confidential support services).

Financial Protection & Insurance

• Company-paid basic life insurance.

• Optional supplemental life insurance and dependent coverage.

• Short-term and long-term disability coverage.

• Critical illness, accident, and pet insurance options.

Retirement & Savings

• 401(k) plan to support long-term financial goals. 3% automatic deferral uponeligibility;may contribute 1% to 50% of eligible earnings, either pre or post tax. Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting.Additionalcompany contribution of 4% of pay each pay day into your account; 100% vested after three (3) years of service.

• Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options.

Time Off & Leave

• Paid Time Off (PTO): Accrual-based, increases with tenure, eligible at90 daysof employment. Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may includeadditionalPTO based on role and/or state & local requirements. Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and willaccrueat a minimum of 3 hours per month.

• Paid Holidays:Paid Holidays: Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by business unit schedules. Part-time employees are eligible for 8 company-paid holidays annually, in addition to 1 mental health day and 2 floating holidays. Holidays vary by business unit schedules.

• Paid leave programs, including parental, bereavement, jury duty, and military leave.

Career Growth & Education

• Tuitionassistance(up to $5,250 annually; 80% covered by ACG).

• Professional certification support with 100% reimbursement for eligible programs.

• Opportunities for career development and advancement.

Additional Perks

• Complimentary AAA membership with roadsideassistanceand travel discounts.

• Adoptionassistanceprogram.

This position is expected to remain posted through 11/27/2026 however, it may close at any time once a qualified candidate pool isidentified.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.