Insurance Producer

HomeServices Insurance, Inc.; Clayton (MO); On-site; USD 26,174 - 33,062; Full time

Benefits offered by this job

Medical benefits

401(k) with employer match

Paid Time Off

Job summary

HomeServices Insurance, Inc. in Clayton, MO is seeking a role focused on assessing client risk exposure and placing coverage to address those risks.

The position emphasizes personal lines sales, proactive lead follow-up, and collaborating with real estate professionals to maximize sales opportunities. The role requires two years of personal lines insurance sales experience, an Associate degree or equivalent (Bachelor’s preferred), and strong sales, analytical, and communication skills.

Qualifications

• Excellent sales and marketing skills.
• Working knowledge of insurance agency operations, coverages, rates, markets and applicable insurance laws/codes.
• Working knowledge of risk assessment and risk management techniques.
• Excellent analytical, problem-solving and decision-making skills.
• Excellent oral, written and interpersonal skills.

Responsibilities

• Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage.
• Identify and assess client risk exposures and foster referral relationships with real estate professionals.
• Provide work direction to new business specialists to ensure timely onboarding.
• Monitor and report potential insurance errors or related complaints to management.

Skills

Sales

Insurance knowledge

Risk assessment

Customer service

Communication

Education

Associate degree or equivalent

Bachelor's degree preferred

Job description

MO-Clayton-Maryland
8077 Maryland Ave
Clayton, MO 63105, USA

Responsible for assessing client’s risk exposure on personal and/or commercial property, making appropriate recommendations and placing coverage to address those risks.

Job Duties and Responsibilities (Essential Job Functions)

• Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage. Identify and assess client risk exposures. (65‑75%)
• Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%)
• Provide work direction as appropriate to new business specialists to ensure all aspects of client on-boarding are completed properly and in a timely manner. (0-5%)
• Actively monitor and report to management any circumstances that may lead to a potential or actual insurance errors and omissions claim, DOI (department of insurance) or related complaints. (0-5%)
• Remain current on industry trends and specific carrier underwriting requirements. Follow all company procedures and processing guidelines. (0-5%)
• Ensure license remains current to include taking CEUs as needed in a timely manner. (0-5%)
• Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

• Associate’s degree or equivalent work experience and knowledge; bachelor’s degree preferred.

Experience:

• Two years’ successful personal lines insurance sales experience.

Knowledge and Skills:

• Excellent sales and marketing skills.
• Working knowledge of insurance agency operations, coverages, rates, markets and applicable insurance laws/codes.
• Working knowledge of risk assessment and risk management techniques.
• Excellent analytical, problem-solving and decision-making skills.
• Excellent oral, written and interpersonal skills.
• Excellent automation, time management, and organizational skills.
• Knowledge of real estate, title, and/or mortgage businesses preferred.
• Appropriate state agent/broker personal lines insurance license.

Wage: $19.23 - $24.03 hourly (or) annually; actual wage is based upon education and experience. Potential for formulary incentive plan, based on financial results.

Benefits: Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Qualifications

Skills

Behaviors

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Motivations

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Education

Experience

Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.