Inside Claims Representative I

Erie Insurance

Columbus (OH)

Remote

USD 60,000 - 90,000

Full time

3 days ago

Be an early applicant

Application generator

Turn this role into an interview — a resume and cover letter built around what this employer wants.

Get past ATS filters

Benefits offered by this job

Premier health, prescription, dental,

Vision benefits

Pension plan

401(k) with match

Paid time off

Career development

Job summary

Erie Insurance is seeking a claims professional for a remote work-from-home role with a preference for candidates near the Columbus Branch Office. The position handles liability and property claims within designated authority, resolving coverage and liability issues per state laws and ERIE procedures.

The candidate will investigate, adjudicate, negotiate settlements, and maintain clear communications with all parties while expanding knowledge of relevant regulations and claim practices across

Qualifications

High school diploma or GED with two years of claims handling or customer service experience.
Bachelor’s or Associate’s degree preferred.
Obtain required state licenses within 45 days (external) or 90 days (internal).

Responsibilities

Investigates and adjudicates claims within designated authority.
Verifies coverage, maintains reserves, and documents claim files.
Negotiates and evaluates settlements; initiates payments per ERIE procedures.
Responds to inquiries from policyholders, agents, claimants and others.
Learns state liability laws and motor vehicle codes.
Supports property claims during high-volume periods.

Skills

Attention to detail

Customer focus

Decision quality

Nimble learning

Self-development

Values diversity

Information management

Job-specific knowledge

Detail orientation

Education

High school diploma or GED

Bachelor’s or Associate’s degree preferred

Tools

INTRO

AIC 30

Job description

salary range is for thislevel and may vary based on actual level of role hired for

*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.

At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.

Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:

Premier health, prescription, dental, and vision benefits for you and your dependents.Coverage begins your first day of work.
Low contributions to medical and prescription premiums.We currently pay up to 97% of employees’ monthly premium costs.
Pension. We are among the 2% of Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of services.
401(k) with up to 4% contribution match.The 401(k) is offered in addition to the pension.
Paid time off.Paid vacation, personal days, sick days, bereavement days and parental leave.
Career development.Including a tuition reimbursement program for higher education and industry designations.

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Under close supervision, handles liability and property claims within designated authority. Resolves coverage and/or liability issues in accordance with applicable state insurance laws, regulations, and procedures.

Work location: This is a remote, work-from-home position. Candidates located within proximity to ERIE’s Columbus Branch Office are preferred.
Schedule: The primary schedule is 8:00 a.m. – 4:30 p.m., Monday through Friday, Eastern Time. Rotating weekday evening and Saturday shifts are required based on business and service-level needs. Schedule is subject to change based on business needs.
Remote work requirements: Employees working remotely must have access to internet service with minimum speeds of 50 Mbps download and 10 Mbps upload.

Duties and Responsibilities

Investigates and adjudicates claims within designated authority, ensuring compliance with appropriate statutory laws. Verifies coverage, establishes and maintains reserves, secures recorded statements, drafts and processes correspondence, reports and records. Obtains additional information as required to determine liability. Documents claim files and facilitates processing of claims in collaboration with other departments. Assigns outside experts when necessary to assist in investigation and in support of potential recovery.
Establishes contact with all parties involved in the claim in accordance with ERIEÃ¢ÂÂs expectations.
Evaluates and negotiates claims, recognizes subrogation opportunities, and initiates action. Sets up and/or issues payment using ERIEÃ¢ÂÂs approved payment methods for settlement; or declines payment within designated authority.
Responds to inquiries from Policyholders, Agents, insurance carriers, claimants, assigned experts and others.
Learns and maintains knowledge of liability laws for each state. Learns and maintains knowledge of motor vehicle codes.
Learns and maintains knowledge of no fault/medical management/FPB laws for each state, including recognition of bodily injury claims.
With supervisor guidance, responds to intercompany arbitration applications. Files contentions and supporting documents on behalf of the insured/driver.
Conducts research, attends industry-related training programs and other training sessions to stay current on policy changes, interpretation, or new legislation.
Provides support for property claims during periods of heavy volume.

The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

Regular and predictable attendance is an essential job function. For certain positions at ERIE, including leadership roles, regular and predictable onsite presence may also be an essential job function based on business and operational needs.
This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become clear.

Capabilities

Self-Development
Decision Quality
Values Diversity
Nimble Learning
Customer Focus
Ensures Accountability
Detail Orientation
Information Management Skills
Job-Specific Knowledge

Qualifications

Minimum Educational and Experience Requirements

High school diploma or GED and two years of related claims handling or customer service experience, or equivalent educational experience required.
Bachelor’s or Associate’s degree preferred.

Designations and/or Licenses

Successful completion of Introduction to Insurance (INTRO) and Introduction to Claims (AIC 30) preferred.
Obtain appropriate licenses as required by state within 45 days of employment in the role for external applicants and 90 days of employment in the role for internal applicants.

Physical Requirements