Infrastructure Finance Credit - Vice President

Mizuho Financial Group Inc.; New York (NY); Hybrid; USD 153,000 - 185,000; Full time

Benefits offered by this job

Medical plan

Dental plan

401K plan

Discretionary bonus

Job summary

Mizuho Financial Group, Inc. is seeking a credit professional to cover infrastructure and structured finance credits across multiple sectors. The role offers exposure to senior management and diverse industry trends within a global bank.

Responsibilities include reviewing credit applications, building financial models, preparing Credit Opinions, and presenting recommendations. Strong analytical and communication skills are essential in a hybrid work environment.

Qualifications

• Undergraduate degree in Accounting, Business, Finance or Economics; MBA or CFA is desirable.
• Formal credit training from an accredited financial institution (5+ years’ experience) and proficient financial modeling skills.
• Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint.

Responsibilities

• Reviews/assesses credit applications.
• Provides effective analysis of credit including financial structure, risk return, collateral risk profile, and identification of key transaction risks.
• Creates various types of projection/recovery/other financial models, commenting on the reasonableness of assumptions in both management’s and Mizuho’s sensitivity cases.
• Compares the prospective transaction to its peers and industry trends.
• Prepares accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline.
• Presents credit approval recommendations to senior management.
• Thoroughly analyzes and recommends appropriate Borrower exposure to maximize risk return.
• Recommends appropriate risk rating for each customer/transaction as required.
• If required, directly engage in external meetings/presentations/events with syndicate banks, rating agencies, clients, law firms and other related parties.
• Proactively monitors and assesses assigned borrowers/industries or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner.
• Acts as liaison between other Credit Departments and senior management regarding issues related to credit applications, monitoring, analysis, standards and policies.

Skills

Credit analysis

Financial modeling

Communication skills

Risk assessment

Team collaboration

Education

Undergraduate degree in Accounting, Business, Finance or Economics

MBA or CFA is desired

Tools

Capital IQ

Bloomberg

MS Excel

PowerPoint

Job description

About the Team and Position

Infrastructure Finance group is responsible for credit analysis/approvals and portfolio management of credits in several sectors including digital infrastructure; oil and gas; power and transmission; renewable energy, transportation; and water and wastewater. This position provides (i) a great opportunity to cover challenging credits in the Infrastructure Finance space, (ii) exposure to a variety of industries/sectors iii) strong visibility with senior and executive management, and (iv) exciting career growth prospects.

Responsibilities

• Reviews/assesses credit applications.
• Provides effective analysis of credit including, financial structure, risk return, collateral risk profile, and identification of key transaction risks.
• Creates various types of projection/recovery/other financial models, commenting on the reasonableness of assumptions in both management’s and Mizuho’s sensitivity cases.
• Compares the prospective transaction to its peers and industry trends.
• Prepares accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline.
• Presents credit approval recommendations to senior management.
• Thoroughly analyzes and recommends appropriate Borrower exposure to maximize risk return.
• Recommends appropriate risk rating for each customer/transaction as required.
• If required, directly engage in external meetings/presentations/events with syndicate banks, rating agencies, clients, law firms and other related parties, in co-ordination with coverage bankers, other product partners and Mizuho affiliates.
• Proactively monitors and assesses assigned borrowers/industries or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner.
• Acts as liaison between other Credit Departments and senior management regarding issues related to credit applications, monitoring, analysis, standards and policies.

Qualifications

• Proven credit analysis skills and related knowledge: Demonstrates in-depth knowledge of the structure and information on key players within Infrastructure and structured finance markets.
• Exhibits a capacity to analyze the underlying credit trends and financial structures, including the competence to accurately assess credit migration trends and default possibility of the borrowers.
• Demonstrates credit skills/ability to accurately identify and evaluate underlying risk elements of the borrowers.
• Aptitude to write well organized, accurate and in-depth reports based on information gathered and transaction risk analysis.
• Strong multitasking ability to proactively monitor on an on-going basis to detect potential credit problems at an early stage.
• Education / Other skills: Undergraduate degree in Accounting, Business, Finance or Economics or strong quantitative background. MBA or CFA is desired.
• An open mind, willing to learn new skills
• Solid time management skills.
• Ability to plan and schedule work to meet both long term and short term time frames.
• Consistently demonstrates effective negotiation, verbal and written communication skills.
• Ability to present credit package to decision maker.
• Excellent interpersonal skills.
• Capable of working well independently and in teams.
• Effectively analyzes and solves problems/issues.
• Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint.
• Formalized credit training from an accredited financial institution (5+ years’ experience) and proficient financial modeling skills.

Salary

The expected base salary ranges from $152,500 - $185,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered.

Benefits

• Medical, Dental and 401K plans
• discretionary bonus

Hybrid Working Program

#LI-Hybrid Other requirements Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.

Company Overview

Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com. Mizuho Americas offers a competitive total rewards package.

EEO Statement

We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.

Why Mizuho

#LI-MIZUHO Why Mizuho Mizuho is in growth mode as we are climbing the league tables, disrupting the status quo, and attracting top talent. Positions are available across our corporate functions, and on our corporate and investment banking, capital markets, advisory, research, sales & trading, derivatives, and financing teams. We are looking for candidates who want to contribute to our entrepreneurial culture where people at all levels are inspired to share ideas. Our creativity sets us apart, and our perseverance drives results in creating bespoke, client-focused solutions.