Impact Lending Credit Officer

Opportunity Finance Network; New York (NY); Hybrid; USD 89,000 - 111,000; Full time

Job summary

LISC seeks a Credit Officer in the Lending Department to manage loan pipelines, coordinate credit review, and ensure adherence to underwriting standards. The role reports to the Senior Vice President, Chief Credit Officer and supports loan closings across diverse community development programs.

You will prepare memos, maintain data integrity in Salesforce and other loan systems, and provide underwriting guidance to local program staff.

Qualifications

• Bachelor’s degree from an accredited college or university.
• Minimum three (3) years of job related credit analysis experience.
• Demonstrated interest in a career in community development finance.
• Strong financial analysis skills, including ability to analyze financial statements, budgets, and pro formas.
• Familiarity with government subsidies and tax credit programs supporting affordable housing.

Responsibilities

• Coordinate and manage the review of loans and amendments approved by the Chief Credit Officer.
• Support the review and approval of all loan requests from intake through closing, working closely with Lending, Finance, and Legal staff.
• Prepare loan approval notification letters after loans have been approved at Credit Committee or by the Chief Credit Officer.
• Develop trainings on topics such as credit approval process, underwriting guidelines, and third‑party reports.
• Provide onboarding and ongoing training to staff on loan approval and amendment processes.
• Create marketing and communication materials for internal and external audiences.

Skills

Financial analysis

Interpersonal skills

Organizational abilities

Education

Bachelor’s degree

Tools

Salesforce

Job description

LISC seeks a Credit Officer in the Lending Department to manage loan pipelines, coordinate credit review, and ensure adherence to underwriting standards. The role reports to the Senior Vice President, Chief Credit Officer and supports loan closings across diverse community development programs.

You will prepare memos, maintain data integrity in Salesforce and other loan systems, and provide underwriting guidance to local program staff.