IMMEDIATE NEED UNDERWRITER

United Auto Credit Corporation; Phoenix (AZ); On-site; USD 55,000 - 65,000; Full time

Benefits offered by this job

Monthly bonuses

Competitive benefits

Job summary

United Auto Credit Corporation in Phoenix, AZ seeks a Junior Underwriter to bridge approvals and signed contracts. You will call dealership partners to discuss approvals, provide deal structuring options, and assess risk to secure contracts while building lasting relationships.

Ideal candidates have a bachelor’s degree or equivalent experience, and experience in auto finance or financial services. The role includes monthly bonuses and total compensation targeted around $55k–$65k annually, with

Qualifications

• Bachelor’s degree preferred (or equivalent combination of education and experience).
• Auto finance or financial services experience preferred.
• Proficient in Microsoft Office, Google G Suite, and Teams.

Responsibilities

• Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.
• Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly.
• Review deals with dealers and help structure or restructure them for the best possible outcome.
• Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.
• Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.

Skills

Communication skills

Relationship building

Education

Bachelor’s degree preferred

Tools

Microsoft Office

Google G Suite

Teams

Job description

You’ll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC’s common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry.

Junior Underwriter

you’ll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships.

Close the loop

• Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.

Match the right fit

• Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly.

Add value to every deal

• Review deals with dealers and help structure or restructure them for the best possible outcome.

Educate and empower

• Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.

Aim high

• Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.

Bachelor’s degree preferred (or equivalent combination of education and experience)Auto finance or financial services experience preferred

Averaging $500 bonuses monthly~ Expected Total Compensation including Average Bonuses = $55K - $65k

Proficient in Microsoft Office, Google G Suite, and Teams

Commitment to Diversity and Equal Employment Opportunity

United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment.

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Please review our privacy and CCPA policies.