Hybrid Underwriting Specialist - Risk, Analysis & Growth

CNA Financial; New York (NY); Hybrid; USD 54,000 - 103,000; Full time

Job summary

CNA Financial is seeking an experienced underwriter in New York for complex risk assessment and pricing decisions. You will review applications, determine risk acceptability, and prepare quotes for agencies and policyholders.

You will analyze profitability, manage agency relationships, and collaborate with senior underwriters to handle higher-risk cases. Knowledge of MS Office and strong negotiation skills are required.

Qualifications

• Bachelor's degree or equivalent experience.
• Typically 3–5 years underwriting experience.
• Advanced knowledge of underwriting and insurance industry theories and practices.
• Strong interpersonal, communication and negotiation skills.

Responsibilities

• Reviews applications and financial requirements for risks requiring complex underwriting skills and determines acceptability.
• Determines appropriate pricing based on financial and competitive analysis while complying with requirements.
• Prepares quotes and answers questions from agencies, policyholders or other contacts; negotiates to reach positive outcomes.
• Notifies agencies of adverse underwriting decisions, rate appeals, requirements, and declinations.
• Analyzes risk profitability and prepares reports for management review.
• Markets products and services through agencies or brokers and develops agency relationships.
• May guide other underwriters and related units, especially on cross-sell opportunities.
• Keeps current on state/territory issues, regulations and industry activity; shares insights.
• Uses CNA systems for day-to-day activities and collaborates with senior underwriters for high-risk cases.

Skills

Advanced underwriting knowledge

Negotiation skills

Interpersonal communication

Independent worker

Analytical problem solving

Microsoft Office

Leadership

Education

Bachelor's degree or equivalent experience

Tools

Microsoft Office Suite

Job description

CNA Financial is seeking an experienced underwriter in New York for complex risk assessment and pricing decisions. You will review applications, determine risk acceptability, and prepare quotes for agencies and policyholders.

You will analyze profitability, manage agency relationships, and collaborate with senior underwriters to handle higher-risk cases. Knowledge of MS Office and strong negotiation skills are required.