Hybrid Mortgage Loan Officer - Residential Origination

The Federal Savings Bank

Miami (FL)

Hybrid

USD 60,000 - 100,000

Full time

12 days ago

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Job summary

The Federal Savings Bank is seeking a Mortgage Loan Officer in a full-time, hybrid capacity based in Miami, FL. You will originate residential mortgage loans, consult with clients on financing options, and guide them through the loan application and approval process.

Daily duties include prospecting for new business, gathering borrower documents, coordinating with underwriting, and ensuring loans comply with regulations and company guidelines while delivering exceptional borrower experiences.

Qualifications

Experience in residential mortgage origination and a strong track record.
Knowledge of mortgage industry trends, products, and regulations.
Proficiency in mortgage lending practices, including structuring and compliance.
Understanding of underwriting fundamentals and ability to collaborate with underwriting teams.
Strong customer service and empathetic communication of complex information.
State licensing and NMLS registration or eligibility to obtain licenses.
Ability to build and maintain referral relationships with real estate agents, builders, and partners.
Strong analytical, organizational, and time management skills.
Comfort with mortgage technology platforms and standard office software.
High integrity and commitment to fair lending and regulatory compliance.

Responsibilities

Originate residential mortgage loans and consult with clients on financing options.
Guide clients through the loan application and approval process.
Prospect for new business and develop relationships with referral partners.
Gather and analyze borrower documentation and coordinate with underwriting and processing teams.
Ensure loans meet regulatory and company guidelines and maintain accurate records.