Hybrid Mortgage Loan Officer — Growth & Commission-Only

Granite Bank; Rapid City (SD); Hybrid; USD 60,000 - 90,000; Full time

Job summary

Granite Bank in Rapid City, SD, is seeking a Mortgage Loan Officer to manage and oversee the mortgage lending process for loans originated, including underwriting and customer service.

The Senior Mortgage Loan Officer will develop and maintain relationships with real estate agents, builders, and referral sources while ensuring adherence to federal lending rules. This full-time, hybrid position requires US work authorization and residency within the United States.

Qualifications

• Thorough understanding of loan programs and closing costs.
• FHA, VA and conventional underwriting guidelines knowledge.
• Ability to meet deadlines and work independently.
• Excellent written and verbal communication skills.

Responsibilities

• Verifies information on applications and requests missing data.
• Communicates with borrowers to help choose affordable mortgage options.
• Collects data from borrowers (assets, salaries, debts, employment).
• Reviews file documentation for accuracy.
• Verifies borrower information with credit bureaus and other agencies.
• Maintains knowledge of Granite Mortgage products and guidelines.
• Prospects and networks with referral partners.

Skills

Communication skills

Sales ability

Time management

Detail oriented

Tools

Word

Excel

Job description

Granite Bank in Rapid City, SD, is seeking a Mortgage Loan Officer to manage and oversee the mortgage lending process for loans originated, including underwriting and customer service.

The Senior Mortgage Loan Officer will develop and maintain relationships with real estate agents, builders, and referral sources while ensuring adherence to federal lending rules. This full-time, hybrid position requires US work authorization and residency within the United States.