Hybrid KYC & Onboarding Specialist — Puerto Rico

Arival Bank International; San Juan (PR); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Arival Bank International is seeking a detail-oriented KYC Onboarding Specialist to join the Compliance team in Puerto Rico. This hybrid role covers KYC, CIP, CDD, and related onboarding activities to ensure customers meet BSA/AML requirements.

The ideal candidate will have strong BSA/AML knowledge, experience with customer due diligence, and the ability to identify and escalate potential financial crime risks. Puerto Rico residency and hybrid in-office requirement are mandatory.

Qualifications

• Bachelor's degree is required in a relevant field.
• 2+ years in a compliance-related role in banking/fintech/regulated environment preferred.
• Experience with KYC, AML, BSA, CIP, CDD, and related procedures.

Responsibilities

• Perform end-to-end KYC and onboarding reviews per policies and regulatory requirements.
• Review identification and documentation for identity and ownership verification.
• Conduct CIP, CDD, and EDD reviews as applicable.
• Identify and verify beneficial owners and controlling persons per regulatory requirements.
• Assess customer risk considering ownership, products, activity, geography, and industry.
• Review corporate documents and tax records for completeness and accuracy.
• Screen for sanctions, PEPs, adverse media, and other risk indicators.
• Escalate suspicious activity and compliance concerns as needed.
• Maintain accurate KYC records and document risk classifications and rationales.
• Collaborate with Compliance, Legal, Risk, Operations, and Relationship Management.

Skills

Analytical skills

Attention to detail

Communication skills

Multitasking

Professional judgment

Independent work with collaboration

Education

Bachelor’s degree in Finance, Accounting, Law, Business Administration, Economics, Criminal Justice, Compliance, Risk Management, or related field

Job description

Arival Bank International is seeking a detail-oriented KYC Onboarding Specialist to join the Compliance team in Puerto Rico. This hybrid role covers KYC, CIP, CDD, and related onboarding activities to ensure customers meet BSA/AML requirements.

The ideal candidate will have strong BSA/AML knowledge, experience with customer due diligence, and the ability to identify and escalate potential financial crime risks. Puerto Rico residency and hybrid in-office requirement are mandatory.