Hybrid Credit Portfolio Analyst II: Data-Driven Risk

Citi; New York (NY); Hybrid; USD 22,000 - 35,000; Full time

Benefits offered by this job

Pension Plan

Private Medical Care

Life Insurance

Employee Assistance Program

Parental Leave

Sport Card

Social Benefits Fund

Volunteer Day

Cafeteria flex benefits

Annual incentive

Employee discounts

Job summary

Citi is hiring a Credit Portfolio Analyst II in Warsaw, Poland, offering a hybrid work model. You will manage credit facility amendments, analyze data to surface trends, and collaborate with technology, risk, and operations teams to strengthen governance and processes.

The role emphasizes data-driven decision making, risk management, and collaboration with senior stakeholders across the organization. A relevant bachelor’s degree and 1–3 years of experience are preferred.

Qualifications

• 1–3 years of experience in financial services, credit operations, risk management, or related field.
• Analytical capability to synthesize large data and translate findings into insights.
• Clear written and verbal communication to senior stakeholders.
• Strong organizational skills to manage multiple priorities in a fast-paced environment.
• Proficiency in Microsoft Excel and PowerPoint for structured analysis and presentations.
• Bachelor's degree or equivalent professional experience.

Responsibilities

• Manage end-to-end lifecycle of credit facility amendments across relevant systems.
• Assess amendments for material changes; escalate issues per credit policies and regulatory requirements.
• Analyze large data sets to surface trends and deliver data-driven recommendations to senior stakeholders.
• Coordinate with technology, operations, risk and control teams to resolve process issues.
• Monitor operational and credit-related risks; support governance and control activities.
• Participate in business transformation projects from problem identification to post-implementation review.
• Verify documentation meets policy standards and regulatory requirements before facility implementation.
• Build strong relationships with senior leadership and cross-functional partners.

Skills

Analytical thinking

Clear communication

Organizational skills

Excel

PowerPoint

Education

Bachelor's degree

Tools

Access

SQL

Job description

Citi is hiring a Credit Portfolio Analyst II in Warsaw, Poland, offering a hybrid work model. You will manage credit facility amendments, analyze data to surface trends, and collaborate with technology, risk, and operations teams to strengthen governance and processes.

The role emphasizes data-driven decision making, risk management, and collaboration with senior stakeholders across the organization. A relevant bachelor’s degree and 1–3 years of experience are preferred.