Hybrid Backend Engineer – Fintech API & Scale

Chime; San Francisco (CA); On-site; USD 133,000 - 184,000; Full time

Benefits offered by this job

Four days in office per week

Fridays from home

Commuter benefit

401k match

Wellness stipend

Parental leave

Equity

Medical/dental/vision

Job summary

Chime is seeking an engineer for the Instant Loans team to design, develop, test, refactor and scale backend implementations and build resilient APIs powering member experiences. You will collaborate with product, design, data and risk to expand access to fair credit.

The role requires 3+ years in production software, with Ruby on Rails or comparable frameworks, API design experience, and a product-minded approach.

Qualifications

• 3+ years developing software in a production environment at scale.
• Proven experience with Ruby on Rails or comparable frameworks.
• Comfort working across the stack and an eagerness to learn new technologies.
• Experience designing APIs, working with transactional databases and caching systems.
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact.

Responsibilities

• Design, develop, test, refactor and scale backend implementations of new and existing consumer product features.
• Work on member-facing mobile app, including designing and building strong, resilient APIs that power key member experiences.
• Collaborate with cross functional teams to understand member pain points and come up with solutions.
• Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team.
• Proactively identify opportunities for improving the reliability and scalability of our systems.
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

Skills

Ruby on Rails

API design

Distributed systems

Testing

On-call experience

Job description

Chime is seeking an engineer for the Instant Loans team to design, develop, test, refactor and scale backend implementations and build resilient APIs powering member experiences. You will collaborate with product, design, data and risk to expand access to fair credit.

The role requires 3+ years in production software, with Ruby on Rails or comparable frameworks, API design experience, and a product-minded approach.