Home Lending Advisor Assistant- Cincinnati, OH

JPMorganChase; Cincinnati (OH); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings

Commission-based pay

Job summary

JPMorganChase is seeking a Senior Home Lending Advisor in Cincinnati, Ohio. In this role, you will provide expert guidance throughout the loan process while adhering to regulatory requirements. You will coach and mentor your team, establish partnerships with branches, and utilize marketing efforts to enhance customer satisfaction. Candidates should have a bachelor's degree or equivalent experience, with at least 3 years in mortgage lending and excellent communication skills. A competitive salary and benefits are offered.

Qualifications

• 3+ years of mortgage lending experience in retail banking.
• Knowledge of FHA, VA, FNMA, and FHLMC guidelines.
• Ability to provide recommendations based on financial analysis.

Responsibilities

• Coaches and mentors the branch team on products.
• Collaborates with the team to enhance customer experience.
• Develops partnerships with retail branches for loan originations.
• Maintains good relationships with customers.

Skills

Mortgage lending

Sales experience

Excellent communication skills

Knowledge of real estate market

Education

Bachelor's degree or equivalent work experience

Tools

PC skills in a Windows environment

Job description

Overview

Job Description Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending. You will apply your knowledge of home lending products to be the primary point of contact for customers throughout the life of the loan, while the Home Lending team supports you with expertise in this area. You will adhere to regulatory requirements while marketing and promoting the financial products offered by Chase. You will have an opportunity to grow your career while making a significant impact on our business.

As a Senior Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership.

Responsibilities

• Coaches and mentors the branch team by providing training on products and services.
• Works with bankers, meets with customers, and introduces new clients to bankers for additional products and services.
• Collaborates with your team to create an outstanding customer experience by utilizing marketing efforts such as centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing activities.
• Develops a strong partnership with assigned retail branches to promote mortgage loan originations within footprint territories and operates within formal and dotted-line reporting relationships.
• Builds role as the internal and external mortgage expert and maintains good relationships with customers.
• Exhibits consultative skills to provide recommendations based on financial analysis, product knowledge, and knowledge of the customer\'s financial needs, goals, and circumstances.

Required Qualifications, Capabilities, And Skills

• Bachelor\'s degree or equivalent work experience in sales and/or real estate
• 3+ years of mortgage lending and proven sales experience in retail banking
• Knowledge of real estate market in local area
• Excellent written and oral communication skills
• Knowledge of FHA, VA, FNMA, and FHLMC guidelines

Preferred Qualifications, Capabilities, And Skills

• FHA/VA sales experience
• Marketing, promoting, relationship building, and consulting skills
• Intermediate PC skills in a Windows environment

Regulatory and Compliance

This position is subject to Section 19 of the Federal Deposit Insurance Act. An employment offer is contingent on JPMorganChase\'s review of criminal conviction history, including pretrial diversions or program entries. It is also subject to Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators, including review of criminal conviction history, credit report, NMLS information, and other information relevant to a determination of financial responsibility, good character, and fitness. Felony convictions within the last seven years may disqualify consideration. Continued employment is contingent upon compliance with Truth in Lending Act/Dodd Frank requirements. National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act is required. Upon active employment, you will be required to register or update your NMLS record to reflect employment with JPMorgan Chase. Ongoing compliance includes annual renewal and updates. Information obtained during registration or through NMLS may impact employment. Review your information for accuracy before submission. More information about NMLS and registration requirements can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx.

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of products. Our mission is to create engaged, lifelong relationships and put customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve financial needs.

We offer a competitive total rewards package including base salary determined by role, experience, skill set, and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, awarded in cash and/or equity. We offer a range of benefits including health care coverage, retirement savings, and other programs. Details about total compensation and benefits will be provided during the hiring process.

We are an equal opportunity employer and value diversity and inclusion. We do not discriminate on protected attributes and we provide reasonable accommodations for applicants and employees with religious practices, mental health, or disability needs. More information is available in our FAQs about accommodations.

About The Team

Our Consumer & Community Banking division serves Chase customers with personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. We lead in credit card sales and deposit growth and offer digital solutions, while prioritizing customer satisfaction.