Home Equity Line of Credit (HELOC) Processor

Equity Bank; Wichita (KS); On-site; USD 36,000 - 48,000; Full time

Benefits offered by this job

Competitive compensation

Benefits package

401(k)

Job summary

Equity Bank in Wichita, KS is seeking a Home Equity Line of Credit (HELOC) Processor within Mortgage Operations. You will work on processing loans, coordinating verifications, and ensuring accuracy to meet closing deadlines.

The role requires 1–2 years in loan processing or HELOC experience, knowledge of compliance, and strong interpersonal skills to interact with officers, underwriters, and borrowers. This on-site position offers full-time hours and competitive benefits.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Working knowledge of Encompass Loan Operating System (LOS) is a plus.
• 1-2 years Loan Processing experience or HELOC experience
• Ability to make decisions in a time sensitive manner.
• Knowledge of compliance and disclosure requirements
• Excellent interpersonal skills and professional manner

Responsibilities

• HELOC Processor responsibilities as outlined, ensuring loans comply with guidelines.
• Order property abstracts/EO/a, automated value model or appraisal and other verifications as required.
• Coordinate transactions with loan officers and underwriters.
• Review documents for accuracy and manage daily pipeline to meet closing deadlines.
• Interact with Mortgage Department and borrowers to facilitate loan processing.

Skills

Decision making

Time management

Interpersonal skills

Prioritization

Education

Bachelor’s degree or equivalent

Tools

Encompass LOS

Job description

Fast forward with Equity Bank. Scroll down to see opportunities to join our team.

We’re not your typical bank. Spend some time inside our walls and you’ll see that pretty quickly. We challenge the status quo. We take risks. We think entrepreneurially. We also have fun. Because at the end of the day, we want our employees to enjoy coming to work and be proud of the company they call their employer.

There’s no limit to your potential here. Your career growth is dictated by what you put into it. We offer opportunities to challenge you, expand your skills, and reward your contributions. Here, we offer competitive compensation and benefits, and a working environment that’s tough to beat.

We want passionate, customer-focused people, willing to learn and motivated to grow. Are you ready to join our team?

Join our team.

See our current open positions.

Position:Home Equity Line of Credit (HELOC) Processor

Location: Wichita, KS

Job Id:4503

# of Openings:1

Position:Home Equity Line of Credit (HELOC) Processor

Department: Mortgage Operations

Location: Wichita, KS (not remote/ on-site)

Status: FT/ Hourly

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Responsibilities and Expectations

• HELOC Processor
• Ensure loans are processed in accordance with established Bank guidelines, policies and procedures.
• Order property abstract/O&E, automated value model or appraisal, and other verifications as required.
• Coordinate transactions with loan officers and underwriters.
• Review documents for accuracy.
• Manage pipeline daily to ensure closing deadlines are met.
• Interact with Mortgage Department to resolve file discrepancies and, as necessary, provide required documentation.
• Act as liaison with borrowers, customers, other bank employees, outside entities to facilitate loan processes.
• Assist in resolution of Post Close and/or Quality Control requests.
• Perform all duties in accordance with Equity Bank mortgage standards.
• Store all loan documents in Loan Operating System (LOS) as received.
• HELOC Loan Compliance
• Ensure loans are in accordance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending Practices
• Stay up to date on the changing rules and regulations pertaining to both private and government-insured mortgages.
• Work in accordance to published department service level agreement.
• Benchmark of less than 5% error ratio as documented through Quality Control reports, Internal Audits, External Audits and Regulatory Examinations
• Employee isresponsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements.
• Perform other duties as assigned, required, or requested. HELOC Processor may become a Mortgage Loan Processor as needed.

Required Skills & Education

• Bachelor’s degree or equivalent work experience
• Working knowledge of Encompass Loan Operating System (LOS) is a plus.
• 1-2 years Loan Processing experience or HELOC experience
• Ability to make decisions in a time sensitive manner.
• Knowledge of compliance and disclosure requirements
• Excellent interpersonal skills and professional manner

Who we are

Equity Bank, a full-service, $7 billion community bank, is based in Wichita, Kansas, with 79 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What’s in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available:

• Group Life & Long-Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance
• 401(K) Retirement Plan w/ Company Match
• Generous Vacation & Sick Time\
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance

Find your future at Equity Bank!

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Physical Requirements

This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Equity Bank is an Equal Opportunity Employer. We encourage qualified minority, female, veteran, and disabled candidates to apply and be considered for open positions.

Named one of Wichita Business Journal’s “Best Places to Work” in 2013, 2014, 2019, 2021, 2022, 2024 & 2025– results determined by our employees!