High Value Residential Insurance Inspector

Signature Companies; San Jose (CA); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Carrier relationships

Mentoring and onboarding

Ongoing support

Job summary

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors in the San Jose area. You will independently manage and complete on-site surveys, documenting features, measurements, and observations for underwriting purposes.

Ideal candidates have strong construction knowledge, CAD/diagramming skills, and the ability to engage professionally with homeowners and agents. Flexible local-market work is offered as a 1099 contractor role.

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials, and features.
• Experience estimating replacement costs for high value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools.
• Excellent communication when working with high-net-worth homeowners and insurance agents.
• Strong time management and ability to work independently.

Responsibilities

• Interact with homeowners and insurance agents by phone, email, and in person.
• Schedule and conduct on-site inspections of high-value properties per carrier guidelines.
• Document construction features, finishes, and architectural elements.
• Capture measurements, photos, and site observations.
• Identify underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflecting quality materials and craftsmanship.
• Submit complete, timely web-based reports meeting carrier guidelines.

Skills

High value residential inspection

Communication skills

Time management

Independent work

Tools

Rapid Sketch

Xactimate

CAD

Job description

Signature is looking to add Field Consultants to cover the San Jose area.

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

Position Details

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements and Tools needed

• High level of professionalism
• Strong oral and written communication skills
• Must have smartphone, tablet and Windows-Based PC
• High speed internet, Digital Camera or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.
• A late model reliable vehicle and Auto and General Liability Insurance.
• Prior inspection experience on residential homes desirable.
• Loss Control experience desirable.
• Prior underwriting experience desirable
• Construction experience desired but not required.