Health Actuary Senior Consultant

Deloitte France; Miami (FL); On-site; USD 128,000 - 253,000; Full time

Job summary

Deloitte's Human Capital practice in the United States seeks an Actuarial Senior Consultant to apply actuarial, strategic, and analytical experience to pricing, underwriting, forecasting, reserving, and value-based care across the healthcare ecosystem.

You will lead teams on engagements with health plans, providers, and government clients, develop SQL pricing models, review Medicare Advantage bids, and build ROI and IBNR analyses while traveling about 50% as needed.

Qualifications

• Bachelor's degree required
• 4+ years of health actuarial experience required
• Successful completion of 4 actuarial exams required
• Travel approximately 50% on average based on client work
• Limited immigration sponsorship may be available

Responsibilities

• Lead teams that evaluate the strategic direction of health insurers, including pricing, market entry, network strategy, and cost of care initiatives to drive performance
• Develop structured query language (SQL) models to price health plan benefit changes, network changes, or other detailed claims analytics
• Review Medicare Advantage and Part D bid submissions for accuracy and consistency
• Model lapse and retention rates and prepare results for client review
• Build return on investment models for medical management and other health plan initiatives
• Prepare incurred but not reported (IBNR) modeling spreadsheets for audit reviews and support project management activities, including work plans, reports, and client presentations

Skills

Independence

Communication

Attention to detail

Relationship building

Leadership

Multitasking

Interpersonal skills

Meeting deadlines

Guidance to others

Education

Bachelor's degree

Successful completion of 4 actuarial exams

Tools

SQL

Microsoft Office (Word, Excel, PowerPoint)

Job description

Join Deloitte's Human Capital practice and help organizations navigate complex challenges across the healthcare ecosystem. As an Actuarial Senior Consultant, you will apply actuarial, strategic, and analytical experience to help clients evaluate business issues, improve decision-making, and support transformation in a rapidly evolving market. This role offers the opportunity to work on high-impact engagements spanning the entire health care landscape and product types, focused on pricing, underwriting, forecasting, reserving, and value-based care.

Our Human Capital practice is at the forefront of transforming the nature of work. As converging forces reshape industries, our team uniquely addresses the complexities of work, workforce, and workplace dynamics. We leverage sector-specific insights and cross-domain perspectives to help organizations tackle their most challenging workforce issues and align talent strategies with their strategic visions. Our practice is renowned for making work better for humans and humans better at work. Be part of this exciting era of change and join us on this transformative journey.

Recruiting for this role ends on 10/31/2026.

Work you'll do

As an Actuarial Sr. Consultant on the Insights, Innovation & Operate team, you will provide strategic and technical consulting services to health plans, providers, pharmacy benefit managers, and federal and state government clients.

• Lead teams that evaluate the strategic direction of health insurers, including pricing, market entry, network strategy, and cost of care initiatives to drive performance
• Develop structured query language (SQL) models to price health plan benefit changes, network changes, or other detailed claims analytics
• Review Medicare Advantage and Part D bid submissions for accuracy and consistency
• Model lapse and retention rates and prepare results for client review
• Build return on investment models for medical management and other health plan initiatives
• Prepare incurred but not reported (IBNR) modeling spreadsheets for audit reviews and support project management activities, including work plans, reports, and client presentations

A successful candidate would possess these skills:

• Ability to work independently and collaborate as part of a team
• Effective written and verbal communication skills
• Meticulous attention to detail and quality of work product
• Ability to build and sustain professional relationships
• Ability to lead projects or workstreams
• Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment
• Strong interpersonal skills and professional demeanor
• Ability to meet deadlines
• Ability to provide clear guidance to others

The Team

Insights, Innovation, and Operate

Our Insights, Innovation & Operate Offering is designed to enhance key aspects of our clients' businesses by leveraging cutting-edge technology, data, and a blend of deep technical and human expertise. We innovate and deliver creative, industry-specific solutions that streamline operations and accelerate speed-to-value.

Qualifications

Required:

• Bachelor's degree
• 4+ years of health actuarial experience
• Successful completion of 4 actuarial exams
• Ability to travel 50%, on average, based on the work you do and the clients and industries/sectors you serve.
• Limited immigration sponsorship may be available.

Preferred:

• 4+ years of experience in consulting, health plans, or insurance companies
• 4+ years of experience in underwriting and health care finance
• 2+ years of experience in project management, presentations, and facilitation
• 2+ years of experience using Microsoft Office products, including Word, Excel, and PowerPoint

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $128,000 to $252,500.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

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All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.