Head of Compliance

Osprey Search Partners; San Francisco (CA); On-site; USD 180,000 - 260,000; Full time

Job summary

Osprey Search Partners is seeking a Head of Compliance to build and own the compliance framework for its consumer card programme and multi-state expansion. This is a hands-on leadership role with direct access to founders and influence over product development and business decisions.

The role focuses on establishing a comprehensive Compliance Management System, maintaining regulatory relationships with issuing banks, coordinating examinations, and embedding compliance into new features and

Qualifications

• 5+ years of regulatory compliance experience in banking or consumer fintech.
• Strong knowledge of UDAAP, ECOA/Reg B, TILA/Reg Z, and FCRA.
• Experience building or improving a Compliance Management System.
• Experience managing bank partner relationships and supporting audits.
• Ability translate regulatory requirements into effective controls.

Responsibilities

• Build and lead the Compliance Management System, covering policies, risk assessments, monitoring, testing, training and third-party oversight.
• Own compliance relationships with the issuing bank and coordinate regulatory examinations, audits and information requests.
• Partner with product, engineering, marketing and operations to embed compliance into new features, customer communications and launch decisions.
• Develop complaint and incident management processes that identify root causes and drive improvements.
• Explore practical applications of AI across compliance monitoring, testing and operations.
• Build the team and processes needed to support a growing, multi-state business.

Skills

Regulatory compliance

Banking fintech

UDAAP

Reg B / ECOA

TILA / Reg Z

FCRA

Audit coordination

Bank partner management

Cross-functional leadership

Product & tech collaboration

Job description

Osprey Search Partners is partnering with a venture-backed fintech seeking a Head of Compliance to support their ambitious growth plans.

The primary focus will be to build and own the compliance framework supporting its consumer card programme and expansion into new states. This is a hands-on leadership opportunity with direct access to the founders and real influence over product development and business decisions.

The opportunity

• Build and lead the Compliance Management System, covering policies, risk assessments, monitoring, testing, training and third-party oversight.
• Own compliance relationships with the issuing bank and coordinate regulatory examinations, audits and information requests.
• Partner with product, engineering, marketing and operations to embed compliance into new features, customer communications and launch decisions.
• Develop complaint and incident management processes that identify root causes and drive improvements.
• Explore practical applications of AI across compliance monitoring, testing and operations.
• Build the team and processes needed to support a growing, multi-state business.

Your background

• 5+ years of regulatory compliance experience within banking, consumer fintech or a bank partnership programme.
• Strong consumer credit or card compliance knowledge, including UDAAP, ECOA/Regulation B, TILA/Regulation Z, FCRA and related consumer protection requirements.
• Experience building or substantially improving a Compliance Management System.
• Confidence managing bank partner relationships and supporting audits or regulatory examinations.
• A practical approach to translating regulatory requirements into effective controls.
• Comfortable taking ownership in an early-stage business and working closely with founders and technical teams.

This role is 5 days per week on-site in the financial district in SF, remote work is not available for this position.

Package: Base salary plus equity; details available on discussion.