Global Banking & Markets, Loan Management, SF Trade Analytics, Analyst/Associate - Dallas

Goldman Sachs; Dallas (TX); On-site; USD 70,000 - 120,000; Full time

Job summary

Goldman Sachs is looking for a motivated professional to join the Structured Finance Analytics team in Dallas, Texas. You will support the Credit & Asset Finance business by serving as a client advisor and performing analytics on various securitization transactions.

The ideal candidate should possess a Bachelor's degree and have experience in residential loans or fixed income. The role requires technical skills, particularly in Excel and SQL, along with the ability to perform under tight deadlines.

Qualifications

• 0 to 3 years of Resi loans / Fixed income experience or internship for analyst.
• 3+ years of experience for associate.

Responsibilities

• Act as a client advisor and perform analytics on securitization transactions.
• Perform data validations and portfolio collateral analysis.
• Evaluate daily mark to market on all MSR warehouse lines.

Skills

Advanced Excel skills

Finance knowledge

SQL

Python

Education

Bachelor's degree (U.S. or foreign equivalent)

Tools

CAS

Excel VBA

Job description

Job Description

The Structured Finance Analytics team under Global Banking & Markets division is seeking a motivated professional to support the Credit & Asset Finance business. The team has product expertise across residential assets, consumer loans, real estate, and warehouse financing.

Job Duties

• Act as a client advisor and perform analytics on all principal and 3rd party securitization transactions including but not limited to: NPL, RPL, PJ, Agency, Non-QM, SFR, MSR, Investor Occupied, Second Lien, Fix & Flip, iBuyer and Mortgage Insurance Linked Notes. Responsibilities include:
  • Collaborate with client and perform data tape creation from various resources including:
    • Settlement Data
    • Latest Month End Servicer Data
    • TPR due diligence Data
    • Originator Data
  • Perform data validations and create portfolio level stratification and replines.
  • Perform portfolio collateral analysis.
  • Provide pool level CPR speeds, loss severity and credit enhancement from RA (Fitch, KBRA, Moody's, Milan) models.
  • Assist in populate credit memo and PPM materials with outside accountants and lawyers.
• Perform asset pool selection based on contribution requirements on ABS/CMBS securitization. Work with rating agencies and create historical performance matrices (CPR, CDR, Charge off, Recoveries, Loss) to project future performance.
• Evaluate daily mark to market on all MSR warehouse lines. Provide recommendations on OAS spreads given the recent dynamic change in rate environments.
• Manage cross‑functional relationship with the desk, IBD, transaction management, diligence, operation, controller, and technology team to ensure monthly portfolio activities are accurately represented.

Minimum Education Requirements

• Bachelor’s degree (U.S. or foreign equivalent)

Minimum Years Experience Required

• 0 to 3 years of Resi loans / Fixed income experience or internship in related fields for analyst.
• 3+ years of experience for associate.

Preferred Skillsets

• Undergraduate in Finance, Economics, Mathematics, or other STEM related degree.
• Big four accounting firm experience in collateral analytics and RA runs on RMBS/CMBS deals strongly preferred.
• Advanced Excel skills with knowledge in advanced functions such as VLOOKUP, SUMPRODUCTS, INDEX/MATCHES, INDIRECTs etc.
• Technical skills including CAS, Excel VBA, SQL preferred. Knowledge in Python huge plus.
• Ability to perform under fast‑paced environment with tight time constraints.