General Counsel - Mortgage Lending

Premier Mortage Resources; Meridian (ID); Hybrid; USD 180,000 - 240,000; Full time

Job summary

Premier Mortgage Resources is seeking a General Counsel to serve as the company’s principal in-house legal advisor in a hybrid capacity, with periodic visits to the Meridian, ID corporate office. The role partners with executive leadership, the Board, and business units to navigate legal risk, regulatory requirements, and strategic initiatives within a growing retail-focused mortgage bank.

The candidate will advise on mortgage lending, corporate governance, employment, contracts, privacy, and

Job description

Position: General Counsel

Company: Premier Mortgage Resources

Employment Type: Full-Time

Location: Remote/Hybrid (monthly/quarterly visits to Corporate Office in Meridian, ID)

About Premier Mortgage Resources

We are an employee-owned, retail-focused, independent mortgage bank committed to helping borrowers navigate the home financing process with clarity and confidence. 2026 outlook anticipates originating $2B+ in annual volume, with a growing servicing portfolio (~$400M UPB) and an all-agency (Fannie Mae, Freddie Mac, FHA, VA) approval footprint. Our values of Vision, Hustle, Grit and Execute shape the hard work we do every day. We are seeking an experienced General Counsel to serve as PMRs principal in-house legal advisor and strategic partner to executive leadership. This role will provide practical, business-oriented legal advice across the Company's mortgage lending, corporate, transactional, employment, litigation, regulatory, technology, privacy, and operational activities. This is a hybrid role reporting to the CEO, with no direct reports to start. The Inside Counsel will have primary responsibility for the Company's legal function and for providing legal advice regarding applicable federal and state laws and regulations. The position will advise the Board, executive leadership, and business units regarding legal risk, legal obligations, contracts, disputes, regulatory matters, and strategic initiatives. The position will also manage and coordinate the Company's relationships with outside legal counsel and will be responsible for protecting the Company's legal interests and appropriately managing legal risk.

Key Responsibilities

Legal Advice & Strategic Business Support

Serve as the Company's primary internal legal resource and trusted advisor to theCEO, executive leadership, Board, and business leaders, providing timely, practical,and commercially sound legal advice on the Company's operations, strategicinitiatives, and business practices. Identify, evaluate, and help mitigate material legal risks by reviewing proposedbusiness initiatives, products, and transactions, translating legal requirements intoclear guidance for management, and escalating significant matters to leadership orthe Board as appropriate.

Mortgage Lending Legal Matters

Advise on federal and state mortgage lending and consumer financial services lawsand regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/RegulationB, FCRA/Regulation V, HMDA/Regulation C, the SAFE Act, TCPA, and applicableprivacy and data-protection laws. Provide legal guidance across origination, underwriting, servicing, licensing,advertising, and third-party relationships, and assist management in evaluatinglegal exposure and remediation for significant complaints or potential violations.

Legal and Compliance Partnership

Serve as the Company's legal authority on the interpretation of laws andregulations, maintaining a clear distinction between the legal and compliancefunctions while advising the CCO and management. Partner with the CCO on regulatory developments, examinations, investigations,and corrective actions, and help determine when a matter requires legal analysis,attorney involvement, or escalation to leadership or the Board.

Contracts & Transactions

Draft, review, negotiate, and approve contracts and agreements - including vendor,technology, marketing, employment, warehouse, correspondent, investor, lease,and strategic partnership agreements - and establish appropriate contract-reviewand approval processes. Identify and negotiate material contractual provisions, including indemnification,representations and warranties, limitations of liability, confidentiality, data security,and dispute resolution, and coordinate with outside counsel on significanttransactions.

Litigation, Disputes & Investigations

Manage the Company's litigation, threatened litigation, demand letters, subpoenas,and other significant legal disputes, including selecting and overseeing outsidelitigation counsel and developing dispute-resolution strategies. Advise management on litigation exposure and settlement considerations,coordinate with Compliance, Operations, HR, and other functions on overlappingmatters, and oversee legal-hold and document-preservation processes.

Regulatory & Governmental Matters

Serve as legal advisor on regulatory inquiries, investigations, examinations,subpoenas, and enforcement matters, working with the CCO to determine theappropriate legal and compliance response. Monitor significant legal and regulatory developments affecting the Company'sbusiness, review significant regulatory correspondence, and coordinate withoutside regulatory counsel and executive leadership as needed.

Privacy, Data Security, Technology & Artificial Intelligence

Provide legal advice regarding privacy, data protection, information security,cybersecurity incidents, artificial intelligence, and emerging technologies, includingreview of agreements and practices involving consumer and personal information. Advise management on applicable federal and state privacy and data-securityrequirements, partnering with Compliance, IT, and business leadership, and supportthe Company's response to significant data-security or privacy incidents.

Employment & Corporate Legal Matters

Advise Human Resources and management on significant employment-lawmatters, including employment agreements, separation agreements, restrictivecovenants, and investigations. Provide legal advice on corporate governance and Board matters, assist withcorporate records and entity-management matters, and coordinate with outsidecorporate and employment counsel as appropriate.

Outside Counsel & Legal Operations

Manage the Company's relationships with outside counsel, selecting and retainingfirms based on the nature and complexity of legal matters, and determining whenmatters should be handled internally versus referred externally. Establish appropriate processes for assigning, monitoring, and evaluating outsidelegal work, manage legal budgets and spend, and maintain appropriate legalrecords for significant legal matters.