FX Cross Border Payments and AI Engineer

Citigroup Inc.; United States; Remote; USD 140,000 - 185,000; Full time

Benefits offered by this job

27 days annual leave

Discretional annual bonus

Private Medical Care & Life Insurance

Employee Assistance Program

Pension Plan

Paid Parental Leave

Special discounts for employees

Learning and development resources

Job summary

Citi is seeking a Senior Java Engineer to help shape a team delivering next-level FX payments and custody solutions. You’ll implement cloud-native features, drive architecture decisions, and ensure scalable, automated delivery.

You’ll mentor juniors and maintain comprehensive documentation while collaborating with cross-functional teams across finance and technology. The role emphasizes hands-on Java/Spring development, ultra-low-latency practices, and strong SQL with Kafka messaging.

Qualifications

• Master's degree or above in a STEM discipline.
• Proven experience in software engineering and development.
• Hands on experience in Java, Spring, and ultra-low-latency practices.
• Strong SQL/database skills and messaging tech like Kafka.

Responsibilities

• Shape and drive innovative solutions for cross-border FX payments and custody.
• Implement cloud-native features and CI/CD workflows for scalable systems.
• Design system architecture, mentor junior engineers, and maintain documentation.
• Collaborate with FX Technology teams and stakeholders across sales, trading, and product.
• Develop and test new features, improve SDLC, and provide production support.

Skills

Java

Spring

Low-latency

SQL

Kafka

Communicator

Education

Master's degree in STEM

Tools

OpenShift

Kubernetes

KDB

Job description

Job Responsibilities

• As a Senior Java Engineer, your mission is to help shape our team of innovators and technologists toward creating next-level solutions that improve the way our business is run.
• Hands on technical implementation of Cross border FX payments and custody solutions using modern, cloud-native technologies and CI/CD workflows, focusing on consolidation, automation, and scalability.
• Drive the design and development of system architecture, work with end-users of the systems, and enhance the quality of deliverables Ensure staff follows Citi documented policy and procedures as well as maintain desktop procedures and supporting documentation for filings on a current basis and in comprehensive manner
• The successful candidate will work with teams across FX Technology implement solutions that benefit the business
• Collaborate with stakeholders across sales, trading, Quants and Product team to understand Payments needs, translate them into impactful data-driven solutions, and deliver these in partnership with technology.
• Design, Development, Testing of new features in the applications.
• Continual improvement of the software development lifecycle and quality of the product.
• 3rd line support of the production system (dedicated 24h support teams handle 1st / 2nd line).
• Mentoring junior members of the team.
• Contribute to defining and implementing best practices and processes for the department and ensure transparency and consistency across teams

Qualifications and Experience

• Master's degree or above (or equivalent education) in a STEM discipline.
• Proven experience in software engineering and development, and a strong understanding of computer systems and how they operate.
• Hands on Experience in Java , Spring, Understanding of ultra-low-latency development practices.
• Proven understanding of FX highly preferred
• Well versed with AI coding tools like Devin , Claude code and Codex and delivered production grade applications.
• Proven track record of building new systems, replacing legacy systems and renovating existing systems
• Strong skill set in SQL / Databases
• Strong understanding of Messaging tech like Kafka, Solace , MQ etc.
• Writing production scale applications to use the Caching technologies.
• The candidate will have systems (software, hardware, networks) knowledge required to define solutions and troubleshoot issues
• Exceptional communicator who loves working with people, confident communicating at all levels from an individual team to the entire enterprise
• Highly credible hands on engineer, confident to deep dive into a product and codebase and offer detailed, constructive analysis and feedback
• Awareness of industry trends and leveraging new technologies as appropriate

Beneficial / Nice to have skills and experience

• Understanding of Openshift , Kubernetes
• KDB knowledge

Why Join Us

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. As the world's most global bank, Citi gives you the tools to be a trailblazer. We're not just building technology; we're building the future of banking. With thousands of employees located around the globe, we are an international team encompassing a broad range of teams, roles, and cultures, and we invite you to come and join us!

About Citi

Citi's technology team supports business operations in 100+ countries, across multiple lines of business spanning both Institutional and retail businesses. The group works to optimize the IT environment by standardizing production platforms, reducing complexity, and introducing innovative solutions that provide new business capabilities, reduce total cost of ownership, and create a competitive advantage for Citi. We want to regularly engage with talented individuals who are passionate about producing clean, testable code as part of a high performing team. We have found this to be way more important than experience in the financial sector. We welcome applications from any industry and should you wish to apply your application will be reviewed for a multitude of Developer positions at varying levels.

What We do / The Team

• Citi FX has a physical presence in 83 countries with 1,400 dedicated staff giving us the largest FX presence of any bank globally. Foreign Exchange has been one of the defining businesses of Citi for much of its 200 year existence.
• Citi has the largest FX presence of any bank globally and we proudly put this down to delivering unrivalled service and insight to our clients. Increasing investment in technology has seen us roll out award winning applications. Technology is a central pillar for our plans to sustain and grow our FX business.
• Above all, we seek individuals who seek exceptional attitude and aptitude in the people they work with and have a demonstrated passion for delivering FX technology in support of our #1 FX business. Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self, every day. We want the best talent around the world to be energized to join us, motivated to stay and empowered to thrive.

Benefits

By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

• 27 days annual leave (plus bank holidays)
• A discretional annual performance related bonus
• Private Medical Care & Life Insurance
• Employee Assistance Program
• Pension Plan
• Paid Parental Leave
• Special discounts for employees, family, and friends
• Access to an array of learning and development resources