Front Office Underwriter Corporate & Retail Banking, Texas/Southern Region

Madison-Davis, LLC; Houston (TX); On-site; USD 70,000 - 90,000; Full time

Job summary

Madison-Davis, LLC in Houston seeks a Front Office Underwriter for a dual-focus role covering retail client development and corporate banking origination across Texas and the southern region. This onsite position emphasizes end-to-end ownership of new business, underwriting support, credit monitoring, and portfolio management.

Ideal candidates are bilingual with Mandarin, have CRE underwriting or relationship management experience, and comfortably serve both consumer and commercial client

Qualifications

• Bilingual presence with Mandarin required.
• Demonstrated ability to build and grow client relationships across consumer and corporate segments.
• Experience in retail banking client development and corporate banking origination.

Responsibilities

• Develop new consumer and corporate client relationships across Texas and the southern region; manage and grow an existing book of retail and commercial banking clients.
• Process account opening procedures for both consumer and corporate customers in accordance with bank policies and procedures.
• Assist Account Officers in reviewing and analyzing loan applications to ensure alignment with lending guidelines; review loan documents and perform underwriting processes for CRE and C&I transactions.
• Support all loan approval-related work including input and approval processing through relevant internal systems.
• Perform ongoing credit monitoring and loan portfolio management; conduct loan reviews with Account Officer support.
• Ensure full compliance with bank credit, compliance, and operational policies and procedures across all client-facing and internal activities.
• Proactively identify, measure, monitor, and report risk exposures to senior management as part of first-line risk ownership responsibilities.
• Travel moderately within the region to visit prospective and existing clients as needed.

Skills

Mandarin language proficiency

Relationship building

Client development

Job description

Title: Front Office Underwriter Corporate & Retail Banking, Texas/Southern Region Office Status: Onsite Houston, Texas Base Salary: $70k - $90k + Bonus

ABOUT THE ROLE

This is a dual-focus Relationship Manager opportunity at a well-established financial institution, covering both retail banking client development and corporate banking origination including CRE and C&I lending across Texas and the broader southern region. The role offers end-to-end ownership across new business development, loan underwriting support, credit monitoring, and portfolio management within a defined geographic territory. It's an ideal fit for a bilingual banking professional with CRE underwriting or relationship management experience who is comfortable operating across both consumer and commercial client segments and thrives in a market-facing, growth-oriented environment. Mandarin is required.

RESPONSIBILITIES

• Develop new consumer and corporate client relationships across Texas and the southern region;manage and grow an existing book of retail and commercial banking clients
• Process account opening procedures for both consumer and corporate customers in accordance with bank policies and procedures
• Assist Account Officers in reviewing and analyzing loan applications to ensure alignment with lending guidelines;review loan documents and perform underwriting processes for CRE and C&I transactions
• Support all loan approval-related work including input and approval processing through relevant internal systems
• Perform ongoing credit monitoring and loan portfolio management;conduct loan reviews with Account Officer support
• Ensure full compliance with bank credit, compliance, and operational policies and procedures across all client-facing and internal activities
• Proactively identify, measure, monitor, and report risk exposures to senior management as part of first-line risk ownership responsibilities
• Travel moderately within the region to visit prospective and existing clients as needed