Fraud Specialist

Glacier Bancorp, Inc.; Kalispell (MT); Sur place; USD 60 000 - 90 000; Plein temps

Avantages offerts par ce poste

Medical, Dental, Vision Insurance

PTO & Paid Holidays

Retirement Plan (401k)

Résumé du poste

Glacier Bancorp, Inc. in Kalispell, MT is seeking a detail-oriented professional to support Security, Operations, Administration and related departments.

You will analyze high-risk transactions, investigate fraud and coordinate across branches to prevent losses. The role requires strong organizational skills, confidentiality, and the ability to work under pressure while delivering excellent customer service to staff and external parties.

Qualifications

• Must hold valid driver’s license.
• High degree of attention to detail in a fast-paced environment.
• Maintain a high degree of confidentiality and discretion.
• Prioritize workloads and manage time effectively.
• Operate professionally with courtesy and tact in deadlines-driven settings.
• Ability to work independently and in a team.
• Understand and follow complex written and oral instructions.

Responsabilités

• Analyze high-risk transactions and account activity to identify potential fraud and financial crimes.
• Assist staff with research, document review, and customer correspondence.
• Investigate fraud, identity theft, account takeover and elder financial exploitation.
• Assess risk exposure and implement mitigation measures to protect customers and the Bank.
• Monitor security, fraud, and risk-related alerts and reports.
• Identify, document, and report suspicious activity within required timeframes.
• Process fraud claims and investigations in compliance with regulations and Bank policies.
• Coordinate with fraud teams and departments to resolve and prevent fraud losses.
• Maintain accurate case documentation and loss records.
• Assist customers impacted by fraud with support and status updates.
• Monitor fraud trends and suggest enhancements to detection methods.

Connaissances

Attention to detail

Communication skills

Time management

Professionalism

Teamwork

Regulatory understanding

Discretion / confidentiality

Basic computer skills

Formation

High school diploma or equivalent

Description du poste

About the Role

This position will support Security, Operations, Administration, and other departments as requested.

Employee will have extensive contact withcustomers, vendors, the general public, and bankstaff and will interact in a professional and courteous manner and conduct him/herself in such relationships in a manner that will enhance the overall efficiency and image of the bank.

Essential Functions

• Analyze high-risk transactions and account activity to identify potential fraud and financial crimes.
• Assist staff with conducting research, document review, customer correspondence, and support as requested.
• Investigate fraud, scams, identity theft, account takeover incidents, and elder financial exploitation.
• Assess risk exposure and implement mitigation measures to protect customers and the Bank.
• Monitor security, fraud, and risk-related alerts, communications, and emails.
• Identify, document, and report suspicious activity within required timeframes.
• Process fraud claims and investigations in compliance with regulations, industry requirements, and Bank policies.
• Coordinate with GBCI Fraud, Branches, Operations, and other departments to investigate, resolve, and prevent fraud losses.
• Maintain accurate case documentation, fraud reports, investigative findings, and loss records.
• Assist customers impacted by fraud by providing support, education, and claim status updates.
• Monitor fraud trends and recommend enhancements to fraud detection and prevention efforts.
• Maintain confidentiality of customer and Bank information and comply with all security,
• Communicate and coordinate the timely delivery of records, including levies, subpoenas, and other legal requests.
• Participate on GBCI Fraud Committee team calls.

Additional Responsibilities

• Service Quality – embrace service pledge and provide extraordinary and consistent service to all internal and external customers. Listens to and asks about customer’s needs.
• Participates in required training, staff meetings, and lobby displays.
• Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of Glacier Bank.
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
• Complete required bank training courses within assigned time frame(s).
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
• Represent Glacier Bank in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, flexibility and adaptability in meeting bank and customer needs.
• Keep work area tidy and maintain customer privacy.Consistently maintains regular and reliable attendance.
• Additional duties as requested or assigned.

About You

Required Qualifications

• Must hold valid driver’s license.
• High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment
• Maintain a high degree of confidentiality, ensuring that information is shared only when there is a legitimate business reason.
• Must prioritize and organize heavy workload(s) and demonstrate effective time management skills.
• Must work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadlines-oriented environment.
• Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience.
• Ability to work both independently and in a team environment.
• Ability to understand and follow complex written and oral instructions.
• Ability to communicate effectively verbally and in writing.
• Basic computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications.
• Working knowledge of standard office equipment.
• High school diploma or equivalent.

Preferred Qualifications

A moderate level of banking knowledge desired.

Work Environment

Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

Must be capable of occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to: climb, balance, stoop, kneel, crouch, crawl, push, and pull.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.