Fraud Risk Strategist

U.S. Bank; Irving (TX); On-site; USD 105,000 - 124,000; Full time

Benefits offered by this job

Healthcare

401(k) plan

Paid vacation

Sick leave

Job summary

U.S. Bank is seeking a seasoned fraud strategy analyst to analyze complex data and develop rule-based fraud controls for new account origination.

You will own rule strategies using SAS, SQL, Python, and other analytics tools, partnering with operations, tech, and risk management to balance mitigation with customer experience. The role requires independence, strong analytical judgment, and the ability to drive strategy initiatives with limited oversight while focusing on First-Party and

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically more than six years of applicable experience.
• Strong background in fraud analytics and rule development.
• Experience with SQL, SAS, and Python.
• Knowledge of account origination and digital banking fraud.

Responsibilities

• Develop, implement, and continuously refine fraud rule strategies that leverage departmental data, balancing fraud mitigation, false positive rates, and alignment with organizational priorities.
• Analyze large, complex datasets to identify emerging fraud trends, performance shifts, and strategic opportunities that inform rule development and refinement.
• Translate analytical findings into clear, actionable recommendations and communicate strategy updates, rule performance insights, and business impacts to management, partners, and key stakeholders.
• Monitor and evaluate rule performance on an ongoing basis, detecting anomalies, validating thresholds, and proactively identifying opportunities to strengthen existing strategies and processes.
• Leverage approved AI, analytics, automation, and visualization tools to accelerate insight generation, improve operational efficiency, and enhance fraud detection capabilities.
• Collaborate closely with operations, technology, risk management, and cross-functional teams to validate rule effectiveness, conduct root‑cause analysis, and ensure alignment with compliance and governance standards.

Skills

Fraud analytics

Rule development

Data interpretation

Strategic thinking

Communication skills

Education

Bachelor's degree in Quantitative field

Master's degree a plus

Tools

SQL

SAS

Python

Job description

U.S. Bank is seeking a seasoned fraud strategy analyst to analyze complex data and develop rule-based fraud controls for new account origination.

You will own rule strategies using SAS, SQL, Python, and other analytics tools, partnering with operations, tech, and risk management to balance mitigation with customer experience. The role requires independence, strong analytical judgment, and the ability to drive strategy initiatives with limited oversight while focusing on First-Party and