Fraud Risk & Compliance Analyst (Hybrid)

System One; Pensacola (FL); Hybrid; USD 55,000 - 75,000; Part time

Job summary

System One is seeking a Business Channel Support Specialist for Pensacola, FL (hybrid with remote options) to assess and mitigate risk in new business memberships. You will conduct KYB/CIP/BSA compliant due diligence, analyze ownership structures, and document findings in nCino and UAD, partnering with Fraud and Risk teams to prevent financial crime.

Contract role with on-site and remote collaboration across locations, offering the chance to influence risk decisions within a large services

Qualifications

• Experience in risk assessments and fraud detection in financial services or relevant industry.
• Proficiency in using internal systems, public records, social media platforms, LexisNexis, and other investigative tools.
• Knowledge of KYB, CIP, BSA, and applicable regulatory requirements.
• Strong analytical skills to identify fraud indicators and red flags.
• Ability to exercise sound judgment and document findings accurately.
• Excellent coordination skills with risk, compliance, and review teams.
• High attention to detail and organizational skills.

Responsibilities

• Conduct comprehensive risk assessments of new business membership applications, serving as the first line of defense against fraud by evaluating legitimacy, ownership structures, NOB, NAICS classifications, geographic risk factors, and emerging fraud typologies.
• Perform in-depth business verification and investigative due diligence utilizing internal systems, Secretary of State filings, public records, websites, social media platforms, LexisNexis, and other intelligence sources to validate business operations and detect fraudulent schemes.
• Analyze applicant, owner, and related-party information to identify fraud indicators, account relationships, adverse activities, Good Standing concerns, and red flags exposing risk.
• Exercise sound risk-based judgment to render application decisions, document findings, and maintain records in nCino, UAD, and other systems to satisfy audits and compliance.
• Prepare and coordinate denial, escalation, and fraud mitigation actions; partner with Fraud, Risk, Compliance, and Business Fraud Review teams to ensure policy application.

Skills

Risk assessment

Fraud detection

Analytical skills

Documentation

Cross-functional coordination

Tools

nCino

UAD

LexisNexis

Internal systems

Public records

Social media platforms

Job description

System One is seeking a Business Channel Support Specialist for Pensacola, FL (hybrid with remote options) to assess and mitigate risk in new business memberships. You will conduct KYB/CIP/BSA compliant due diligence, analyze ownership structures, and document findings in nCino and UAD, partnering with Fraud and Risk teams to prevent financial crime.

Contract role with on-site and remote collaboration across locations, offering the chance to influence risk decisions within a large services