Fraud Investigator - Customer Protection

Robinhood; Denver (CO); Hybrid; USD 39,000 - 45,000; Full time

Job summary

Robinhood in Denver or Lake Mary is seeking a fraud investigator to join a fast-paced team addressing serious account fraud across ACH, Debit Card, crypto, and wires.

You will conduct in-depth investigations, document findings, and communicate next steps to customers while partnering with product, engineering, and legal teams.

Qualifications

• 2+ years experience in fraud investigations with knowledge of Account Takeovers, Identity Theft and Money Movement Fraud.
• Ability to identify problems, think outside-the-box, and work in a fast-paced environment.

Responsibilities

• Conduct in-depth and timely investigations on accounts flagged for fraud across ACH, Debit Card, Cryptocurrency and Wire Transfers.
• Handle inbound calls from users with fraud restrictions and progress cases to resolution following internal procedures.
• Use critical thinking and pattern detection to identify emerging fraud proactively.
• Document rationale and determinations for each alert and refer to other teams when needed.
• Gather key information from customers and applicable documentation.
• Communicate next steps and set expectations with customers.

Skills

Fraud investigations

Account Takeovers

Identity Theft

Money Movement Fraud

Job description

Join us in building the future of finance.

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you're ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

This role is based in our Lake Mary, Florida or Denver, CO office(s), with in-person attendance expected at least 3 days per week. Hours may vary from Monday through Friday between the hours of 7am to 9pm ET.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What You’ll Do

• Conduct in-depth and timely investigations on accounts flagged for fraud, across a range of payment vehicles including ACH, Debit Card, Cryptocurrency and Wire Transfers
• Handling inbound phone calls from users with fraud restrictions and taking those fraud cases to the finish line by applying investigative techniques according to the internal procedures and policies
• Using critical thinking and pattern detection to discover proactive ways to identify emerging fraud
• Documenting the rationale and determination for each alert and referring to other teams where necessary
• Gathering key information from the customer regarding their account as well as applicable documentation.
• Communicating with customers next steps and setting expectations.

What You Bring

• 2+ years experience in fraud investigations including in-depth knowledge of various fraud activities such as Account Takeovers, Identity Theft, Money Mule, and Money Movement Fraud, among others; or, equivalent experience adjacent to fraud investigations.
• Proactively identify problems and come up with solutions (ability to think outside-the-box)
• Ability to operate in a fast paced environment
• Good written and verbal communication, analytical skills, and strong attention to detail
• Strong interpersonal skills, experience working with cross-functional teams such as product, engineering, legal, compliance, vendor partners, or financial crimes
• Passionate about mentoring and working with junior fraud investigators and agents to help guide and explore career
• Ability to work closely with customers to address concerns related to fraud while maintaining a high level of customer service
• Certified Fraud Examiner (CFE) certification not required but a plus

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$31-$37 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)

$28-$33 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)

$27-$32 USD

Click here to learn more about our Total Rewards, which vary by region and entity.

If our mission energizes you and you're ready to build the future of finance, we look forward to seeing your application.

Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work - welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.