Fraud Analytics Lead

Early Warning Services LLC; United States; Hybrid; USD 104.000 - 156.000; Vollzeit

Benefits dieser Stelle

Healthcare coverage

401(k) match

Paid time off

Parental leave

Maven Family Planning

Zusammenfassung

Early Warning Services LLC is seeking a seasoned fraud analytics professional to execute advanced data analyses and identify root causes of fraud events across our payments network. You will translate complex insights into actionable remediation strategies for participating financial institutions.

The role emphasizes cross-functional collaboration, strong communication skills, and hands-on work with SAS/SQL/R/Python to model and monitor risk. Hybrid work is offered with a focus on collaboration.

Qualifikationen

• Bachelor’s degree required or equivalent.
• Minimum 5+ years of progressive data analytics experience.
• 3+ years SAS/SQL/R/Python or comparable analytic coding experience.
• Exceptional written and verbal communication skills.
• Experience with digital banking, payments and/or payment networks.
• Background check and drug screen.

Aufgaben

• Identify root causes of fraud events in the network and categorize them.
• Develop fraud analyses to source, analyze, and deduce root causes across the network.
• Articulate findings and influence actions with stakeholders at participating financial institutions.
• Identify exposed network credentials, social tokens and payment data; categorize risk and apply appropriate treatments.
• Support the integrity and confidentiality of systems and data.

Kenntnisse

Data analytics

Communication skills

Fraud analytics

Ausbildung

Bachelor's Degree

Tools

SAS/SQL/R/Python

Jobbeschreibung

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting‑edge solutions like Zelle®, Paze®, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Early Warning follows a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This position will be accountable to execute processes aimed at identifying fraud methodologies, points of compromise, root cause evaluation and associated observed volumes, financial and operational impacts with associated recommended remediation paths. The role will create fact based insights, which will be used to inform and influence change across the organization and within the participating financial institutions. The position will also be accountable executing the ongoing management of a compromised credential discipline to source, link and control the risk from exposed data.

Essential Functions

• Execute analysis for identifying and consistently categorizing the root cause of fraud events observed or attempted in the network.
• Develop fraud analysis to quickly source, analyze and deduce root cause consistently and accurately across the network.
• Be able to effectively articulate and influence within the organization and those at the participating financial institutions on actions recommended, based on insights derived from advanced analytics.
• Execution of a discipline to identify exposed network credentials, social tokens and payment information; categorize the risk of the same and apply appropriate risk treatments to those data elements.
• Support the company’s commitment to protect the integrity and confidentiality of systems and data.

Minimum Qualifications

• Education and/or experience typically obtained through completion of a Bachelor’s Degree.
• Minimum 5 or more years of progressive experience in advanced data analytical skills.
• Minimum 3 years of SAS/SQL/R/Python or comparable analytic coding experience.
• Proven track record of converting concepts to analysis to cases for change.
• Exceptional written and verbal communication skills.
• Experience with digital banking, payments and/or payment networks.
• Background and drug screen.

Preferred Qualifications

• Post Graduate degree – Math / Statistics / Data Science / MBA.
• SAS/SQL/R/Python or comparable analytic coding certification.
• Experience with two or more financial institutions in the area of fraud risk management.
• Experience in both consumer and commercial banking applications.
• Additional related education and/or experience preferred.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The base pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $104,000 - $130,000. New York, NY/ San Francisco, CA in USD per year is: $125,000 - $156,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Benefits

• Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre‑tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave
• Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.
• And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws.

We prohibit discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

E-Verify Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E‑Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.

If you have a disability or a special need that requires accommodation to navigate our website or complete the application process, please email [e-mail] for an assistance request.

Early Warning Services® delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps protect and advance the financial system. We serve a diverse network of approximately 2,500 financial institutions, government entities and payment companies. Our product solutions enable real‑time funds availability for a variety of payment types through our payments network.

Privacy Notice Effective: August 21, 2026 This privacy notice is intended to inform California residents of the personal information we collect, how it’s used and disclosed, and the rights you have in regard to such information. full privacy notice https://www.earlywarningservices.com/privacy-notice-employment-applicants

View supplemental EEO is the law poster Early Warning has developed and maintains a written AAP and upholds pay transparency nondiscrimination.