Fraud Analyst (Sat-Weds)

SpaceXSI; Palo Alto (CA); Ibrido; USD 100.000 - 135.000; Tempo pieno

Vantaggi offerti da questo lavoro

Equity

Medical insurance

Vision insurance

Dental insurance

401(k)

Disability insurance

Life insurance

Descrizione del lavoro

SpaceXSI seeks a Fraud Analyst to join our BSA/AML team. You will support detection, investigation, and mitigation of financial crime risks, with emphasis on fraud. This full‑time role requires Sat–Wed schedule; remote weekends and in-office Mon–Wed in Palo Alto or NYC.

Responsibilities include monitoring fraud alerts, conducting reviews, performing CDD/EDD, and aiding policy updates. Experience in fintech or payments is preferred.

Competenze

• Minimum of 2 years of direct experience in fraud investigation or risk management.
• Working knowledge of BSA/AML regulations and OFAC sanctions.
• Experience using transaction monitoring systems and fraud tools.
• Strong written and verbal communication skills.

Mansioni

• Monitor, investigate, and escalate potential fraud and suspicious activity alerts.
• Review customer activity and transaction patterns for red flags.
• Perform CDD and EDD and ongoing monitoring reviews.
• Collaborate with Engineering and senior management on complex cases.
• Document investigations, findings, and decisions for audits.
• Develop and tune transaction monitoring rules and scenarios.
• Stay current on AML regulations and best practices; update policies.
• Support audits and regulatory exams of the BSA/AML program.
• Provide guidance and training on fraud indicators to staff.

Conoscenze

Fraud investigation

Fraud operations

Fraud risk management

BSA/AML compliance

Transaction monitoring

CDD/EDD

Analytical skills

Regulatory filings

Strumenti

Transaction monitoring systems

Case management platforms

Fraud detection tools

Descrizione del lavoro

SpaceX was founded under the belief that a future where humanity is out exploring the stars is fundamentally more exciting than one where we are not. Today, SpaceX is actively developing the technologies to make this possible, with the ultimate goal of making life multiplanetary and expanding consciousness to the stars.
SpaceXSI is building Super Intelligence to help humanity understand the universe. Our teams are building the full Super Intelligence stack: from our Colossus supercomputers, to Grok models, to our suite of applications, including Grok Bot, Grok Build, Grok Imagine, Grok Voice, and X. We're creating a powerful flywheel where more compute trains better models, better models power more useful products, and what we learn from people using those products shapes what we build next.

ABOUT THE ROLE:

We are seeking a Fraud Analyst to join our BSA/AML team. In this role, you will support the detection, investigation, and mitigation of financial crime risks, with a strong emphasis on fraud-related activity. You will play a key part in ensuring XMoney remains compliant with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and related regulations while protecting the company and its customers from fraud and illicit activity.

This is a full-time salaried position with a Saturday–Wednesday schedule. Remote work is permitted on Saturdays and Sundays; in-office attendance is required Monday through Wednesday at either our Palo Alto headquarters or New York City office.

RESPONSIBILITIES:

• Monitor, investigate, and elevate potential fraud, money laundering, and suspicious activity alerts using transaction monitoring systems and case management tools.
• Conduct thorough reviews of customer activity, account behavior, and transaction patterns to identify red flags related to fraud and financial crime.
• Perform customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring reviews.
• Collaborate with Engineering and senior management to investigate complex cases and recommend risk mitigation actions.
• Maintain accurate documentation of investigations, findings, and decisions to support audit and regulatory examinations.
• Assist in the development, testing, and tuning of transaction monitoring rules and fraud detection scenarios.
• Stay current on emerging fraud typologies, AML regulations, and industry best practices; contribute to policy and procedure updates.
• Support internal and external audits, regulatory exams, and independent reviews of the BSA/AML program.
• Provide guidance and training to front-line staff on fraud and AML red flags as needed.

BASIC QUALIFICATIONS:

• Minimum of 2 years of direct experience in fraud investigation, fraud operations, or fraud risk management within the financial services or fintech sector.
• Working knowledge of BSA/AML regulations, OFAC sanctions, and related compliance frameworks.
• Experience using transaction monitoring systems, case management platforms, and fraud detection tools.
• Strong analytical skills with the ability to interpret complex data and identify patterns of suspicious or fraudulent activity.
• Excellent written and verbal communication skills, including the ability to draft clear investigative narratives and regulatory filings.
• Ability to commit to the Saturday–Wednesday full-time work schedule.

PREFERRED SKILLS AND EXPERIENCE:

• Experience in a fintech, payments, or digital banking environment.
• CAMS, CFE, or other relevant compliance/fraud certifications.
• Familiarity with SAR filing processes and FinCEN requirements.
• Experience collaborating across Fraud, Compliance, and Risk functions.
• Knowledge of emerging fraud trends (e.g., account takeover, synthetic identity, payment fraud, mule activity)

COMPENSATION AND BENEFITS:

$100,000 - $135,000 USD

Base salary is just one part of our total rewards package at SpaceXSI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short & long-term disability insurance, life insurance, and various other discounts and perks.

ITAR REQUIREMENTS:

• To conform to U.S. Government export regulations, applicant must be a (i) U.S. citizen or national, (ii) U.S. lawful, permanent resident (aka green card holder), (iii) Refugee under 8 U.S.C. § 1157, or (iv) Asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from the U.S. Department of State. Learn more about the ITAR here.

SpaceXSI is an equal opportunity employer. For details on data processing, view our Recruitment Privacy Notice.