FR Y-14Q Reporting Lead (Wholesale Lending)

Truist; Wilson (NC); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health benefits

401k plan

Vacation and holidays

Job summary

Truist Financial Corporation seeks a highly experienced Data Reporting Officer to oversee FR Y‑14Q Schedule H.1 (Corporate Loans) and H.2 (Commercial Real Estate) reporting, driving timely regulatory submissions and change management across Wholesale Banking, Risk, Finance, Data, and Technology.

The role requires deep wholesale lending knowledge, strong data and analytics skills, and a proven ability to translate complex regulatory requirements into actionable data solutions, with collaboration

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or equivalent education and related training.
• Ten years of work experience in access enterprise databases (Netezza, Oracle, DB2) and report development.
• Ten years of experience in SAS and/or SQL programming.
• Demonstrated proficiency in reading, interpreting and writing detailed SAS/SQL statements.
• Proven experience writing detailed technical reporting requirements and communicating with developers and business users.
• Experience in regulatory or SEC reporting with extensive experience in CCAR reporting.
• Experience with SAP, Hyperion Reporting and GL Master Data.
• Advanced Excel / VBA skills.
• Excellent verbal, written and presentation skills, with the ability to define problems and persuasively present conclusions.
• Intelligent, strong and decisive leadership within an organization because of high integrity, intellectual clarity and a passion for excellence.

Responsibilities

• Lead end-to-end delivery of FR Y‑14Q Schedule H.1 (Corporate Loans) and H.2 (Commercial Real Estate) reporting, including quarterly submissions, issue management, and ongoing regulatory change implementation.
• Serve as the primary subject matter expert for Y‑14Q wholesale lending reporting requirements, including corporate, commercial, commercial real estate, and specialized lending portfolios.
• Interpret Federal Reserve reporting instructions and translate regulatory requirements into business, data, and technology solutions.
• Define and validate data sourcing, transformations, business rules, and calculation logic supporting H.1 and H.2 reporting, ensuring alignment with reporting instructions and internal credit policies.
• Partner with Wholesale Banking, Risk, Finance, Loan Operations, Data Management, and Technology teams to resolve reporting issues and improve data quality.
• Lead requirements gathering workshops and stakeholder discussions to support regulatory reporting enhancements, new data requirements, and remediation initiatives.
• Perform detailed analysis of large wholesale lending datasets, including loan commitments, utilizations, risk ratings, collateral, guarantor information, borrower financials, covenant data, and default classifications to identify trends, anomalies, and data quality concerns.
• Ensure completeness, accuracy, and integrity of reported data through reconciliations, validations, control execution, and root cause analysis activities.
• Conduct data lineage reviews to trace reported attributes from source systems through regulatory reporting processes and identify opportunities for control enhancements.
• Create and maintain comprehensive business requirements, process flows, reporting specifications, data definitions, control documentation, and regulatory reporting procedures.
• Collaborate closely with business units, finance, accounting policy, credit risk, model risk management, internal audit, external auditors, regulators, and examination teams to support reporting accuracy and governance objectives.
• Stay current on Federal Reserve guidance, CCAR/Y‑14 reporting requirements, wholesale lending regulatory developments, and industry best practices to ensure ongoing compliance.
• Identify and implement opportunities to automate processes, improve controls, enhance data governance, and increase operational efficiency across the wholesale regulatory reporting environment.
• Support User Acceptance Testing (UAT) strategy, test case development, defect resolution, and implementation validation for system changes impacting Y‑14Q H.1 and H.2 reporting.
• Provide expertise on commercial credit underwriting, risk rating methodologies, collateral valuation practices, borrower and guarantor relationships, and loan lifecycle events to support accurate regulatory reporting outcomes.
• Support governance forums, regulatory exams, and internal reviews by preparing reporting analyses, issue summaries, and responses to stakeholder inquiries regarding wholesale loan reporting.

Skills

FR Y-14Q reporting

SAS/SQL programming

Regulatory reporting

Wholesale lending

Data analysis

Cross-functional collaboration

Education

Bachelor's in Accounting/Finance

Master's degree preferred

Tools

SAS

SQL

SAP

Hyperion

Job description

Truist Financial Corporation seeks a highly experienced Data Reporting Officer to oversee FR Y‑14Q Schedule H.1 (Corporate Loans) and H.2 (Commercial Real Estate) reporting, driving timely regulatory submissions and change management across Wholesale Banking, Risk, Finance, Data, and Technology.

The role requires deep wholesale lending knowledge, strong data and analytics skills, and a proven ability to translate complex regulatory requirements into actionable data solutions, with collaboration