FP&A Team Lead

World Business Lenders, LLC; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Paid Time Off (PTO)

Fully remote — work from anywhere

Job summary

World Business Lenders, LLC is seeking a hands-on FP&A Team Lead to own a defined area, lead analysts, and ensure high-quality forecasts and reporting. The role emphasizes accuracy, scalability, and clear communication with finance and non-finance stakeholders.

The position supports Corporate Planning & Performance and Portfolio & Capital, with responsibilities across budgeting, forecasting, and capital planning. This is a remote, contract/consultant role with standard EST daytime hours.

Qualifications

• Five+ years of FP&A, financial modeling, or related finance experience.
• Experience leading, mentoring, or coordinating analysts.
• Strong understanding of income statement, balance sheet, and cash flow; build a three-statement model in Excel.
• Advanced Excel and financial-modeling skills including scenario analysis.
• Ability to communicate financial results clearly to finance and non-finance stakeholders.
• Demonstrated depth in at least one functional assignment listed above; not required in both.
• Ability to manage recurring deadlines and maintain remote communication.

Responsibilities

• Lead, prioritize, and coordinate day-to-day work of FP&A Analysts, with coaching feedback.
• Own recurring models, forecasts, analyses, and reporting within the assigned area.
• Review financial models for accuracy, methodology, and usability; reconcile to source data and statements.
• Analyze results, identify drivers, challenge assumptions, and explain implications to stakeholders.
• Lead scenario and sensitivity analyses for the assigned area.
• Coordinate with Accounting, Ops, and other departments to obtain inputs and resolve discrepancies.
• Maintain documentation, version control, and change logs for key models and reports.
• Improve, standardize, and automate recurring FP&A processes and reporting.
• Support broader FP&A, due diligence, and strategic projects as needed.

Skills

FP&A leadership

Financial modeling

Excel advanced

Forecasting

Scenario analysis

Education

Bachelor’s degree in Finance or related field

Tools

Excel

Job description

About World Business Lenders

World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.

Contract/Consultant Position Details

This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.

Excellent written and verbal English communication skills are required.

Position Overview

The FP&A Team Lead is a hands-on owner of a defined area within the FP&A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A Analysts.

Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the assigned area.

Functional Assignment - Corporate Planning & Performance

Annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.

Functional Assignment - Portfolio & Capital

Origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.

Key Responsibilities

• Lead, prioritize, and coordinate the day-to-day work of FP&A Analysts, including reviewing work and providing coaching and feedback.
• Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
• Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
• Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
• Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
• Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
• Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
• Improve, standardize, and automate recurring FP&A processes and reporting.
• Support broader FP&A, due-diligence, and strategic projects as needed.

Education

• Bachelor’s degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.

Experience

• Five or more years of progressive experience in FP&A, financial modeling, or a closely related finance role.
• Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.
• Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.
• Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.
• Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.
• Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.
• Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.
• Ability to manage recurring deadlines and maintain regular communication in a remote environment.

Preferred Qualifications

• Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
• Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.
• Experience improving or automating recurring financial models and reporting processes.

What We Offer

• USD compensation
• Paid Time Off (PTO).
• Fully remote — work from wherever you do your best work!