Fintech Credit Risk Strategy Lead

ClarityPay; Atlanta (GA); Hybrid; USD 120,000 - 200,000; Full time

Benefits offered by this job

Competitive compensation and equity package

Comprehensive benefits (medical, dental, vision)

401(k) program

Opportunities to grow and lead

Job summary

A fintech solutions provider, based in the U.S., is seeking a Director of Risk Management to lead the credit strategy within their innovative lending solutions. The successful candidate will design risk frameworks and collaborate with multiple teams to enhance underwriting and fraud strategies. This high-impact role requires extensive experience in credit risk and a strong analytical background. Competitive salary and remote options are offered.

Qualifications

• 8+ years of experience in credit risk at a fintech, bank, or startup.
• Experience in managing credit policies and decision-making.
• Familiarity with U.S. credit regulations (FCRA, ECOA, UDAAP).

Responsibilities

• Lead the design and execution of scalable, risk frameworks.
• Collaborate with teams to strengthen underwriting strategies.
• Monitor risk KPIs across products and merchant portfolios.

Skills

Credit risk strategy

Data analytics

Team management

SQL proficiency

Education

Bachelor's degree in a quantitative field

Advanced degree (preferred)

Tools

Python

Business intelligence tools

Job description

A fintech solutions provider, based in the U.S., is seeking a Director of Risk Management to lead the credit strategy within their innovative lending solutions. The successful candidate will design risk frameworks and collaborate with multiple teams to enhance underwriting and fraud strategies. This high-impact role requires extensive experience in credit risk and a strong analytical background. Competitive salary and remote options are offered.