Fincrime Compliance Manager

ARQ; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

ARQ is seeking a highly precise compliance professional who thrives on exacting risk assessment. You will locate and quantify risk, document findings with clear evidence, and ensure regulators see the truth without softening ratings.

The role demands independence from responsible teams and a relentless focus on risk exposure. Expected is extensive BSA/AML expertise, strong regulatory knowledge, and proven ability to present high-risk conclusions to senior leadership.

Qualifications

• 4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance.
• Experience at a top-tier audit/advisory firm, in-house compliance, or both.
• You have written findings that a regulator, auditor or board actually read.
• You can say this is high risk to a senior leader and point to the regulation which proves it.
• Deep working knowledge of the BSA, USA PATRIOT Act, OFAC and FinCEN expectations.

Responsibilities

• Test our BSA/AML, KYC, OFAC and transaction monitoring controls end to end, independently of the teams that run them.
• Rate every finding (high/medium/low) with evidence that holds up in front of a regulator.
• Pull and analyze data yourself; you don't wait for someone to send you a report.
• Challenge thresholds, alert logic and sampling assumptions with numbers, not opinions.
• Track open issues until owners close them, and elevate when they don't.
• Prepare us for regulator exams and audits, and be the person in the room who already knows the weak spots.

Skills

BSA/AML knowledge

Regulatory compliance

Data analysis

Education

Law degree (JD) or bar admission

STEM degree (engineering/math/statistics)

Tools

SQL

Python

R

Job description

Read this first

This role is not for most compliance people. It is narrow, exacting and unforgiving of vague work. If the \"you will not enjoy this\" section describes you, don't apply. We'd rather you didn't.

Read this first

This role is not for most compliance people. It is narrow, exacting and unforgiving of vague work. If the \"you will not enjoy this\" section describes you, don't apply. We'd rather you didn't.

The job

You find risk, measure it and call it. You do not fix it. Every finding you write answers three things: what is broken, how bad it is, and what evidence proves it. You don't soften the rating and you don't propose the remedy. The business owns the fix. You own the truth about the risk.

What You Will Do

• Test our BSA/AML, KYC, OFAC and transaction monitoring controls end to end, independently of the teams that run them
• Rate every finding (high / medium / low) with evidence that holds up in front of a regulator
• Pull and analyze data yourself; you don't wait for someone to send you a report
• Challenge thresholds, alert logic and sampling assumptions with numbers, not opinions
• Track open issues until owners close them, and elevate when they don't
• Prepare us for regulator exams and audits, and be the person in the room who already knows the weak spots

What You Need (non-negotiable)

• 4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance
• Experience at a top-tier audit/advisory firm, in-house compliance, or both. Both is ideal.
• You have written findings that a regulator, auditor or board actually read
• You can say \"this is high risk\" to a senior leader and point to the regulation which proves it.
• Deep working knowledge of the BSA, USA PATRIOT Act, OFAC and FinCEN expectations

Nice to have

• Law degree (JD) or bar admission
• Degree in engineering, mathematics, statistics or another STEM field
• SQL: you can query transaction data yourself
• Python or R for analysis, sampling or testing alert logic
• Statistics: sampling design, hypothesis testing, threshold and model validation

CAMS, CRCM, CIA, CISA, CPA or CFE

• Exposure to AI or model risk (SR 11-7, NIST AI RMF)

You will not enjoy this role if

• You prefer building solutions to finding problems
• You need someone else to pull the data for you
• You round risk ratings down to keep people comfortable
• You are uncomfortable being the person no one wants in the meeting
• You uniform to the norm.