Financial Services Specialist, Commercial Lending

Missouri Ag Connection; Missouri; On-site; USD 43,000 - 53,000; Full time

Benefits offered by this job

Competitive Salary

Benefits package

Growth opportunities

Job summary

FCS Financial in Missouri seeks a customer-focused Financial Services Specialist to support our commercial crop and livestock lending team and help customers achieve their financial goals.

You will build relationships, assist with loan origination, processing, servicing and closing, and gather financial information to support lending decisions, while ensuring compliance and high-quality service. This role offers growth opportunities and a competitive package.

Qualifications

• Bachelor's degree in Business, Agriculture, Finance or related field.
• Understanding of loan processing or closing functions.
• Equivalent combination of education and experience acceptable.

Responsibilities

• Post-Closing: manage pending and active loan accounts and monitor activity.
• Loan Processing: handle documentation, closings, verifications, and title work.
• Loan Applications: prepare large applications and gather necessary information.
• Loan Servicing: support servicing actions and respond to borrower inquiries.
• Other duties as assigned to meet organizational needs.

Skills

Credit processing

Title procedures

Customer service

Communication

Education

Bachelor's degree in Business, Agriculture, Finance or related field

Tools

Word

Excel

Outlook

Job description

#### Job Title:Financial Services Specialist, Commercial Lending #### Location:MO, Midwest United States,USA #### Company:FCS Financial #### Industry Sector:Agribusiness #### Industry Type:Finance, Banking, Insurance and Real Estate #### Career Type:Customer Support #### Job Type:Full Time #### Minimum Years Experience Required:N/A #### Salary:Starting at $48,000 48000.0000 YEAR ### Get Job Alerts**Career Type:** Customer Support **Country:** USAI agree to receive alerts from AgCareers.com and to the Terms of Service.# Financial Services Specialist, Commercial LendingBack to search resultsApply to this positionFollow CompanyMore Jobs from FCS Fi...Send to Friend**Financial Services Specialist, Commercial Crop & Livestock Lending**If you're energized by building customer relationships, supporting agricultural producers, and helping deliver financial solutions that make a difference, this is your opportunity to have a lasting impact on Missouri agriculture and rural communities.About Us At FCS Financial, we're committed to supporting agriculture and rural communities while fostering an engaging and collaborative workplace. We're seeking a customer-focused Financial Services Specialist to support our commercial crop and livestock lending team and help customers achieve their financial goals.What You'll Do* Build and maintain strong relationships with customers and prospects.* Support the delivery of credit and financial services to commercial crop and livestock customers.* Assist with loan origination, processing, servicing, and closing activities.* Gather and analyze customer financial information to support lending decisions.* Collaborate with internal teams to provide responsive and accurate customer service.* Monitor loan documentation and ensure compliance with policies and procedures.* Represent FCS Financial within the agricultural community and identify opportunities to grow customer relationships.Support business development efforts and contribute to portfolio growth. \\*What We Offer* Competitive Salary: Starting at $48,000 based on experience, plus incentive tied to Association performance.* Comprehensive Benefits: Enjoy a competitive compensation and benefits package.* Growth Opportunities: We are dedicated to your professional development and long-term success.What You Need* Education: Bachelor's degree in Business, Agriculture, Finance, or a related field, or equivalent experience.* Experience: Experience in agricultural lending, credit analysis, financial services, or a related field preferred.* Skills: Strong attention to detail, communication, organizational, and customer service skills, with the ability to manage multiple priorities and build strong customer relationships.Location Preferred office locations are Columbia, Higginsville or Maryville, Missouri. All other Missouri FCS Financial branch locations will be considered.Position Details This position is open until filled. This position is classified as Non-Exempt under the Fair Labor Standards Act.Department: Commercial Crop & Livestock Reports To: Customer Service Team Leader, Commercial & Agribusiness Lending Supervises: NonePercentageJob Functions35%Post-Closing* Manages all pending and active loan accounts for assigned relationship manager by monitoring reports and transaction activity* Reviews closing documents for signatures, transmits loan, and disburses funds* Determines covenants to be monitored and ensures timely completion of on-going monitoring activity* Scans loan documents and files security documents* Facilitates record keeping and loan data and provides feedback to internal and external audit* Reviews and updates data integrity based upon credit presentation35%Loan Processing* Interacts with and responds to applicants in person, by phone, in writing, or electronic correspondence* Processes a loan determination by documenting the decision made* Interprets and satisfies loan approval conditions and reconciles verifications* Determines when pricing approval and chattel appraisals are required and ensures completion per procedures* Orders and reviews appraisals and title work* Facilitates loan closings with title company or customer in person or electronically* Prepares, prints, reviews, and delivers loan documents for closing* Expedites, tracks, and communicates with additional departments Level 1 customer loans to meet guidelines15%Loan Applications* Prepares and submits large, complex loan applications for credit analysis* Determines level of documentation and verification needed* Gathers and documents financial and demographic information, including entity documentation from customer's attorney* Enters loan request information into customer relationship management loan origination system* Determines which loan program to use and which underwriting authority is needed (scored vs. traditional)* Determines how to resolve inquiries and questions15%Loan Servicing* Determines information and documentation needed for completion of servicing actions* Resolves inquiries, questions, complaints, and issues from borrower or third-party affiliates* Determines what insurance coverage is needed and confirms coverage is adequate* Obtains and reviews crop insurance assignments* Maintains the association attribution listn/a* Other duties as assigned to meet the needs of the organization* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.Minimum Qualifications* Bachelor's degree in Business, Agriculture, Finance or a related field* An understanding of loan processing or loan closing functions* Or an equivalent combination of education and experience sufficient to perform the essential functions of the jobRequired Knowledge and Skills* General knowledge of credit processing procedures* General knowledge of accounting practices and procedures* Knowledge of FCS procedures on title companies* Easements, liens, final title policies* General knowledge of the agricultural industry* Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers* Skill in listening and conveying awareness of a customer's problem or issue to find resolution* Skill in performing a variety of duties, often changing from one task to another of a different nature* Skill in organizing material and information in a systematic way to optimize efficiency* Skill in recognizing and maintaining confidential information* Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness* Expert customer service skills, including the ability to communicate complicated information and exceed customer expectations.* Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data To apply please click on APPLY TO THIS POSITIONApply to this positionSave this jobJob Post Date: 10/23/26