Financial Services Representative-Eden

Carter Bank; Eden (NC); On-site; USD 30,000 - 45,000; Full time

Job summary

A leading financial institution in Eden, North Carolina is seeking a Financial Services Representative to guide customers through their banking needs with a proactive and personalized touch. This role emphasizes customer service, sales goals, and building relationships to improve financial well-being. Responsibilities include processing transactions, educating customers, and identifying needs for suitable referrals. Candidates should have a high school diploma, customer service experience, and a passion for banking.

Qualifications

• High school diploma or equivalence required, some college a plus.
• Successful customer service and/or sales experience required.
• Previous experience in a retail bank or related industry preferred.
• Prior cash handling experience preferred.

Responsibilities

• Provides a range of customer services including transaction processing.
• Delivers exceptional customer experience through meaningful engagement.
• Proactively identifies basic customer needs and generates referrals.
• Utilizes bank resources to resolve account/customer issues.
• Contributes to efficient branch operation adhering to compliance directives.
• Meets or exceeds sales goals through targeted activities.
• Owns career development by learning new skills and training.
• Actively participates in bank-sponsored events to enhance visibility.

Skills

Intermediate customer service skills

Intermediate verbal, written, and listening skills

Basic problem solving skills

Intermediate collaboration skills

Basic understanding of banking products and services

Intermediate adaptability skills

Basic prioritization skills

Basic proficiency with MS Office

Basic critical thinking skills

Education

High school diploma or equivalence

Some college

Job description

As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and providing financial expertise. The FSR role allows you to be the first point of contact for customers where you'll guide them through their banking needs with a proactive and personalized touch. Whether handling everyday transactions, educating on self‑service options, helping with basic banking needs, or routing customers to the appropriate next step, you will be building relationships with customers to improve their financial well‑being day in and day out.

SUMMARY

As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and providing financial expertise. The FSR role allows you to be the first point of contact for customers where you'll guide them through their banking needs with a proactive and personalized touch. Whether handling everyday transactions, educating on self‑service options, helping with basic banking needs, or routing customers to the appropriate next step, you will be building relationships with customers to improve their financial well‑being day in and day out.

ESSENTIAL JOB FUNCTIONS

• Provides a range of customer services including transaction processing, customer and account servicing, opening new accounts and products, and referring to partners
• Delivers exceptional customer experience through every customer interaction by proactively engaging customers to build relationships through meaningful conversation, asking relevant questions, responding to and anticipating needs, and delivering on solutions that earn the customer's trust
• Proactively identifies basic customer needs and generates high‑quality referrals to branch associates, internal partners, and external vendor partners to support the customer's financial goals
• Utilizes bank resources to assist with the resolution of basic or common account/customer issues and escalates unresolved issues for further research while providing clear, accurate answers and timely solutions
• Contributes to the efficient and effective operation of a well‑run branch by adhering to established processes and guidelines in daily work while doing what is right for the customer and adhering to all applicable compliance directives (policies, procedures, rules, and regulations)
• Actively participates in and supports the bank's strategic plan to grow all aspects of the retail bank's business
• Meet or exceed sales goals through targeted sales activities, identifying customer needs, and offering appropriate products and services
• Owns their career development by consistently working to sharpen existing skills while learning new ones through assigned and self‑sourced training, branch coaching and observations, and taking advantage of other learning opportunities as they arise
• Actively attends and participates in bank sponsored events and works to enhance the visibility of the bank and contributes to the growth and acquisition of new customers

JOB REQUIREMENTS

• High school diploma or equivalence required, some college a plus
• Successful customer service and /or sales experience required
• Previous experience in a retail bank or related industry preferred
• Prior cash handling experience preferred

KNOWLEDGE / SKILLS REQUIRED

• Intermediate customer service skills
• Intermediate verbal, written, and listening skills
• Basic problem solving skills
• Intermediate collaboration skills
• Basic understanding of banking products and services
• Intermediate adaptability skills
• Basic prioritization skills
• Basic proficiency with MS Office
• Basic critical thinking skills

PHYSICAL AND MENTAL QUALIFICATIONS

• Standing, walking, bending and stooping required
• Must be able to sit at a desk for long periods of time and use a computer
• Must be able to occasionally move or lift up to 25 pounds
• May be asked to work supplemental hours periodically
• Limited travel required occasionally during and after business hours

The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified.

NOT A CONTRACT