Financial Representative

Talentify; Monaca (Beaver County); On-site; USD 45,000 - 70,000; Full time

Job summary

PENN-OHIO VALLEY PA, based in Monaca, is seeking a Financial Representative to educate middle-income clients on risk protection, financial security, and wealth creation. The role emphasizes needs analysis and selling suitable financial solutions with ethical, client-focused practices.

You will prospect locally, conduct in-person meetings, and build lasting relationships while adhering to Western & Southern Life consultative processes.

Qualifications

• High School Diploma required.
• Bachelor's Degree preferred.
• Relevant experience preferred.
• Proven ability to influence a group to a recommended action preferred.
• Experience setting goals and achieving them preferred.
• Experience working in a team with varied experience levels preferred.
• Upholds high integrity regarding compliance with company ethics and regulations required.
• Proven strong work ethic and ability to drive for results required.
• Strong interpersonal and relationship-building skills with obstacle resolution preferred.
• Ability to analyze financial information to meet client objectives preferred.
• Ability to lead and develop a client contact strategy and identify new opportunities preferred.
• Must have life and health license for the state or be pursuing licensure with application on hire required.
• Must possess and maintain a life and health license within 30 days required.

Responsibilities

• Identifies markets and develops marketing plans to sell insurance and investment solutions.
• Travels to prospect and network for middle-market clients by identifying qualified prospects and making initial contacts.
• Secures in-person appointments with prospective and existing clients for sales, conservation, and service.
• Presents using Western & Southern Life consultative practices and processes.
• Sells insurance and investment solutions effectively.
• Schedules all sales, marketing, and service activities weekly and in the near term.
• Markets for developing the Western & Southern Life brand locally.
• Builds community relationships to strengthen presence in target markets.
• Maintains regular client contact to adapt to evolving financial needs.
• Engages in ongoing professional development to enhance skills and knowledge.
• Maintains client and company records, payments, etc., accurately and timely.
• Requires valid auto insurance and driver's license; reliable transportation.
• Performs other duties as assigned and complies with policies.

Skills

Strong work ethic

Interpersonal skills

Leadership

Team collaboration

Integrity/compliance

Financial analysis

Sales

Networking

Time management

Education

High School Diploma

Bachelor's Degree

Job description

Organization : Name

PENN-OHIO VALLEY PA

Default: Location : City

MONACA

Overview

The purpose of the Financial Representative is to meet the needs of middle-income clients by educating them on risk protection, financial security, and wealth creation; analyzing needs; and recommending and selling the corresponding financial solutions. A Financial Representative must educate their clients, assess their clients' needs, and sell financial solutions in an ethical and client-focused manner, always selling the right way and for the right reasons.

Responsibilities

• Identifies market(s) and develops appropriate marketing plan to sell insurance and investment solutions.
• Travels throughout market(s) to prospect and network for middle-market clients by identification of potential qualified clients and making initial contacts.
• Contacts and secures in-person appointments with prospective and existing clients for the purpose of sales, conservation, and service.
• Adequately prepares for and conducts all appointments using Western & Southern Life consultative practices and processes.
• Effectively sells insurance and investment solutions.
• Effectively plans for and schedules all sales, marketing, and service activities for the week and foreseeable future.
• Markets for the purposes of developing the Western & Southern Life brand at the local level.
• Proactively develops community relationships to cultivate and travels within the community to cultivate and strengthen presence in target market(s).
• Maintains personal contact with clients to ensure their evolving financial needs are being met.
• Engages in activities for continuous professional development of the skills and knowledge to effectively perform the duties of the job.
• Accurately maintains client and company records, payments, etc., in an accurate and timely manner.
• Must have reliable transportation, maintain a driver's license, and have at least the minimum amount of auto insurance required by your state.
• Performs other duties as assigned.
• Complies with all policies and standards.

Qualifications

• High School Diploma. - Required
• Bachelor's Degree. - Preferred
• Relevant experience. - Preferred
• Proven experience effectively influencing a group to a recommended course of action. - Preferred
• Demonstrated experience setting professional goals, and successfully implementing and achieving those goals. - Preferred
• Demonstrated experience working within a team composed of associates who are at various levels of experience. - Preferred
• Upholds the highest level of integrity regarding compliance with all Company ethics, privacy policies and industry regulations. - Required
• Proven strong work ethic and demonstrated ability to drive for results. - Required
• Demonstrated strong interpersonal and relationship-building skills, including demonstrated experience identifying and quantifying obstacles and providing effective resolutions. - Preferred
• Ability to analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives. - Preferred
• Ability to lead, coordinate and develop an effective client contact strategy and identify new opportunities for business. - Preferred
• Must be able to provide proof that you either (a) have your life and health license for the state in which your Agency Office is located; or (b) passed the life and health examination for the state in which the office is located and have submitted an application for licensure to the state upon hire - Required
• Must possess and maintain a life and health license within 30 Days - Required

Work Setting/Position Demands:

• This position travels and works in various office settings and requires being in a stationary position for long periods of time frequently while working at a desk, on a computer or with other standard office equipment, or while in meetings. Position requires frequent movement of wrist, hands and fingers for continuous computer work.
• Requires the ability to verbally communicate and exchange accurate information to customers and associates on a regular basis.
• Requires visual acuity to read and interpret a variety of correspondence, procedures, reports and forms via paper and electronic documents, visual inspection involving small defects; Visual acuity is required to determine accuracy, neatness, and thoroughness of work.
• Requires the ability to prepare written correspondence, reports and forms using prescribed formats and conforming to rules of punctuation, grammar, diction, and style on a regular basis.
• Requires the ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions
• Extended hours required during peak workloads or special projects/events.
• Routine and/or extended after hours work needed

Travel Requirements:

• None