Financial Planner

Citizens Bank; Westwood (MA); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Medical, dental and vision coverage

Retirement benefits

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens Bank in Massachusetts seeks a Financial Planner to enhance our planning capabilities and support client-facing wealth advisors. You will help execute personal financial plans, discover client needs, and present recommendations to protect and grow assets.

The role requires extensive experience in planning delivery, client discovery, and scenario analysis, with CFP/CHFC and state licenses. Collaboration, accuracy, and a client-first approach are essential.

Qualifications

• Bachelor’s degree in finance preferred and 4–6 years of experience.
• CFP or CHFC designation is required.
• FINRA Series 65/63 or 66 licenses required.
• Strong written and verbal communication skills and time management.
• Experience with financial planning platforms and presenting plans.

Responsibilities

• Work with Wealth Advisors to develop, maintain and execute financial plans.
• Deliver annual client plan reviews and pursue new planning opportunities.
• Achieve sales objectives through the financial planning process.
• Identify opportunities to broaden client relationships and assets.
• Ensure plans meet quality standards and are presented effectively.

Skills

Excellent communication

Team collaboration

Financial planning delivery

Client discovery and review

Education

Bachelor’s degree Finance preferred

4-6 years proven experience

CFP or CHFC designation required

Tools

Morningstar Advisor Workstation

Salesforce

Job description

Description

As a member of the wealth team, the Financial Planner will increase, broaden, and improve our planning capabilities. The Financial Planner will help the client facing wealth management colleagues produce great outcomes and win new assets under management by assisting with the execution of personal financial plans for clients and prospects.

The Financial Planner will use their extensive experience in the development, execution and delivery of financial plans. The candidate must have strong working knowledge in all areas of the personal financial planning process - client discovery, goal setting, resources assessment, gap analysis, scenario analysis, recommendations, presenting, monitoring, and review.

Responsibilities

• Work with assigned Wealth Advisors to help them develop, maintain, update, present and execute financial plans to their clients.
• Proactively build and deliver plan for annual client reviews.
• Achieve sales objectives through financial planning process.
• Find new opportunities to drive additional financial planning for assigned financial advisors.
• Help the assigned financial advisors find new opportunities to broaden and deepen relationships with their clients.
• Uncover new opportunities through discovery of unmet client needs.
• Ensure the plans being developed meet our quality standards.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Bachelor’s degree Finance preferred
• 4 - 6 years proven experience
• FINRA Series 65/63 or 66 licenses required
• Excellent written and verbal communication skills
• Excellent time management and organizational skills
• Ability to work in a collaborative team environment
• Extensive Experience with the execution & presentation of financial plans
• Experience utilizing various financial planning platforms
• Command of all product sets and solutions/potential vehicles
• Experience with the development & execution of a centralized planning support service is a plus
• Experience with conducting group presentations
• Proficient in Morningstar Advisor Workstation, and Salesforce preferred
• Experience with planning for high net worth, and business owners is preferred
• CFPⓇ or CHFC designation required

Hours and Work Schedule

• Hours per Week: 40
• Work Schedule: Monday - Friday

Pay Transparency

The range for this position is $80,000 - $100,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based
on various factors including but not limited to the budget, work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work
arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid
time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

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Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.