Financial Examiner-Bank Team

State of North Carolina; Charlotte (NC); Hybrid; USD 70,000 - 90,000; Full time

Job summary

NC Office of the Commissioner of Banks (NCCOB) is seeking a mid-level Financial Examiner in the Banking Division. The examiner identifies, compiles, and analyzes financial and non-financial data to support examinations of state banks with moderate risk profiles, and communicates findings both orally and in writing.

Examiners may lead examinations as examiner-in-charge and must maintain confidentiality. Travel 50–75% is required; duty station is home-based with a hybrid work arrangement across

Qualifications

• Good working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
• Experience applying this knowledge in analyzing the financial records of banks and identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.
• Past experience presenting concise, comprehensive, and accurate findings of a bank's condition (oral and written).
• Proficient in Excel, Word, and PowerPoint.

Responsibilities

• Identify actual and potential issues that impact the institution's risk profile.
• Recommend corrective action based on knowledge and observation of best practices while maintaining confidentiality.
• Convey examination findings in oral and written form.
• Serve in leadership roles (examiner-in-charge, asset manager) in banks with moderate-to-high risk profiles and increasingly complex structures.
• Maintain strict confidentiality and discretion; work in a team environment and adapt to changing circumstances.

Skills

Banking regulations knowledge

Financial analysis

Findings presentation

Interpersonal skills

Leadership potential

Education

Bachelor degree in banking/finance/business

Two accounting courses

Two years of recent banking experience

Tools

Excel

Word

PowerPoint

Job description

Agency

NC Office of the Commissioner of Banks

DivisionNC Office of the Commissioner of Banks

Job Classification TitleOCOB Financial Examiner (NS)

Position Number60080596

Grade30005003

About UsThe N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina. Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.Description of WorkThis posting is for mid-level Financial Examiners in our Banking Division. Position identifies, compiles, and organizes relevant data (financial or non-financial) to analyze and draw sound logical conclusions for work assignments or examinations of financial institutions with minimal-to moderate-risk profiles and/or structures.

• identifying actual and potential issues that impact the institution's risk profile. Under the appropriate level of supervision, the individual is expected to recommend corrective action, which is based on acquired knowledge and observation of best practices in other institutions while maintaining confidentiality.
• demonstrates strong communication skills and is capable of conveying examination findings in oral and written form.
• exercises above average interpersonal skills and is capable of handling confrontational situations with bank management.
• responsible for serving in a leadership role, such as examiner-in-charge, asset manager or operations manager in banks with moderate-to- high risk profiles and increasingly complex structures. Additionally, examiners may serve in a leadership role on joint examinations with Federal regulators. May also serve as a coach to less-experienced examiners.
• Maintain strict confidentiality and discretion while conducting business. Financial examiners exercise sound judgment. Examiners work in a team environment and should be able to adapt to changing circumstances.

We trust our employees to be self-motivated and successful in a hybrid work environment. Your duty station is your home, and examiners can reside anywhere in the state of NC. Examiner positions require 50-75% overnight travel from your duty station, depending on your work assignment. Examiners work Monday-Thursday, 10-hour day schedule.

Knowledge Skills and Abilities/Management PreferencesGood working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.Experience in applying this knowledge in analyzing the financial records of banks and identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.Past experience in presenting, both orally and written, concise, comprehensive, and accurate findings of the bank's condition.Proficient in Excel, Word, and PowerPoint.Management preference will be given to applicants with:Prior experience in the regulatory oversight of financial institutionsCompletion of the FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School, FDIC Financial Institution Analysis School or CSBS BANK Dynamics School, FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management, and the FDIC Loan Analysis School or CSBS Credit Evaluation School.Minimum Education and ExperienceSome state job postings say you can qualify by an “equivalent combination of education and experience.” If that language appears below, then you may qualify through EITHER years of education OR years of directly related experience, OR a combination of both. See the

Education and Experience Equivalency Guide

for details.In addition to the above knowledge, skills, and abilities, candidate must possess a bachelor degree in a related field (banking, finance, business) and minimum of two courses of accounting AND at least two (2) years of RECENT professional experience in the banking industry, or an equivalent combination of education and industry experience.

EEO Statement

The State of North Carolina is an Equal Employment Opportunity Employer and dedicated to providing employees with a work environment free from all forms of unlawful employment discrimination, harassment, or retaliation. The state provides reasonable accommodation to employees and applicants with disabilities; known limitations related to pregnancy, childbirth, or related medical conditions; and for religious beliefs, observances, and practices.