Financial Engineering – Project & Structured Finance Analyst

Raymond James; Los Angeles (CA); Hybrid; USD 75,000 - 125,000; Full time

Benefits offered by this job

Benefits package

Job summary

Raymond James is seeking a highly quantitative associate to join a team delivering complex public infrastructure and nonprofit financings. You will work directly with senior bankers to structure transactions, develop sophisticated financial models, and evaluate debt capacity, project feasibility, and capital structures.

This role sits at the intersection of financial engineering and investment banking, focusing on innovative financing structures and scenario analyses, with opportunities to apply

Qualifications

• Bachelor's or Master's degree in a highly quantitative discipline.
• Expert-level Excel skills with complex financial modeling.
• Strong quantitative reasoning and analytical problem solving.
• Ability to audit, modify, and enhance complex models.

Responsibilities

• Own significant portions of financial analyses and transaction workstreams with senior bankers.
• Develop, maintain, and enhance Excel-based financial models evaluating debt capacity and capital structures.
• Build and analyze complex financing models with multiple debt instruments and cash flow waterfalls.
• Design innovative financing structures for public agencies, nonprofits, and educational institutions.
• Perform scenario, sensitivity, and optimization analyses; prepare proposals and materials.

Skills

Excel-level skills

Quantitative reasoning

Analytical problem solving

Audit/modify models

AI tools familiarity

Python/VBA programming

Education

Bachelor's or Master's degree in Finance/Engineering/Math/quantitative discipline

Tools

Excel

Python

VBA

Job description

Job Description Summary

Join a team developing innovative financing solutions for some of the most complex public infrastructure and nonprofit projects in the United States. Working directly with senior bankers, you will help structure and execute complex financings while developing sophisticated financial models that evaluate debt capacity, project feasibility, capital structures, and long-term project performance.

Job Description Summary

Join a team developing innovative financing solutions for some of the most complex public infrastructure and nonprofit projects in the United States. Working directly with senior bankers, you will help structure and execute complex financings while developing sophisticated financial models that evaluate debt capacity, project feasibility, capital structures, and long-term project performance.

This unique role sits at the intersection of financial engineering and investment banking, combining advanced quantitative modeling capital markets financing. You will help design innovative financing structures that expand access to capital for public agencies, nonprofit organizations, educational institutions, and other public-purpose borrowers.

Job Description

Primary Responsibilities

• Own significant portions of financial analyses and transaction workstreams while partnering directly with senior bankers to solve complex financing challenges and develop innovative capital solutions for clients.
• Develop, maintain, and enhance sophisticated Excel-based financial models used to evaluate debt capacity, project feasibility, financing alternatives, capital structures, long‑term cash flow performance, and asset sales.
• Build and analyze complex financing models incorporating multiple debt instruments, layered capital structures, cash flow waterfalls, credit enhancement features, and alternative financing scenarios.
• Design and evaluate innovative financing structures that improve access to capital for governmental agencies, nonprofit organizations, educational institutions, and other public‑purpose borrowers.
• Perform scenario analysis, sensitivity analysis, optimization modeling, and other quantitative analyses to evaluate financing alternatives.
• Prepare presentations, financing proposals, and analytical materials used to evaluate and communicate financing alternatives.
• Identify opportunities to leverage automation, AI‑assisted analytical tools, and emerging technologies to improve modeling efficiency and analytical workflows.

Desired Qualifications

• Bachelor's or Master's degree in Finance, Financial Engineering, Engineering, Applied Mathematics, Statistics, Physics, Computer Science, Quantitative Economics, Operations Research, or another highly quantitative discipline.
• Expert-level Microsoft Excel skills with demonstrated experience building sophisticated financial or quantitative models.
• Strong quantitative reasoning, mathematical aptitude, and analytical problem‑solving capabilities.
• Ability to quickly understand, audit, modify, and enhance complex existing financial models.
• Experience with optimization techniques (including linear optimization or mathematical programming) is beneficial.
• Ability to manage multiple concurrent projects in a fast‑paced environment.
• Familiarity with AI‑assisted analytical tools and the ability to effectively incorporate emerging technologies into quantitative workflows.
• Programming experience in Python, VBA or similar analytical languages is beneficial but not required.
• Excellent attention to detail and commitment to analytical accuracy.

Experience

Prior experience in public finance, project finance, structured finance, investment banking, quantitative finance, engineering, or another analytical field is preferred but not required. We recognize that exceptional analytical talent comes from many disciplines. Candidates with outstanding analytical ability, demonstrated financial modeling skills, and a passion for solving complex problems are encouraged to apply, regardless of prior finance experience. Stronger candidates may be considered for an Associate title. This role provides exceptional opportunities to develop expertise in financial engineering, project finance, structured finance, public finance, and investment banking.

Location

Preferred locations include Southern California, Northern California, and the Seattle metropolitan area; however, we place greater value on finding the right candidate than on geography. Remote work arrangements will be considered for highly qualified candidates.

Education

Bachelor’s (Required)

Work Experience

General Experience - 3 to 6 years

Certifications

Salary Range

$75,000.00-$125,000.00

Travel

Less than 25%

Workstyle

Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client‑first, integrity, independence and a conservative, long‑term view.

We Expect Our Associates At All Levels To

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people‑first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.