Financial Crimes Control Fraud Advisor

Us Bank; Cincinnati (OH); Hybrid; USD 86,000 - 102,000; Full time

Benefits offered by this job

Healthcare

Dental & Vision

401(k) Plan

Paid Vacation

Paid Holidays

Job summary

U.S. Bank is seeking a risk/compliance professional to partner with Consumer & Business Banking and RCA teams to strengthen our risk management framework.

The role involves ensuring regulatory compliance across federal, state, and local laws, and identifying gaps to reduce losses due to process or human error. Ideal candidates bring a Bachelor's degree or equivalent experience with 5+ years in risk/compliance, and a strong ability to communicate and manage projects.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically more than five years of applicable experience.

Responsibilities

• Partners with Consumer & Business Banking, RCA professionals, and RCA Managers to create, implement, maintain, review or oversee an effective risk management framework.
• Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations as well as Bank policies.
• Identifies gaps in business processes and informs solutions that minimize losses resulting from inadequate internal processes, systems or human errors.
• Identifies, responds and/or escalates risks as appropriate to leadership as well as the appropriate business unit.
• Serves as a functional liaison between Consumer & Business Banking business units and the Lines of Defense.

Skills

Risk management

Compliance

Fraud risk

Project management

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Position Highlights

• Partners with Consumer & Business Banking, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework
• Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations as well as Bank policies
• Identifies gaps in business processes and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors
• Identifies, responds and/or escalates risks as appropriate to leadership as well as the appropriate business unit
• Serves as a functional liaison between Consumer & Business Banking business units and the Lines of Defense

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically more than five years of applicable experience

Preferred Skills and Experience

• Experience with guiding or refining project requirements
• Understanding of policy implementation and policy gap assessment expectations and management
• Effective executive communication for fraud risk and policy adherence topics
• Able to apply fraud risk lens to projects and initiatives (market expansion, new product development, change management)
• Knowledge of RCSA and processes
• Understanding of Issue Management processes
• Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact Consumer & Business Banking
• Advanced understanding of the Consumer & Business Banking's operations, products/services, systems, and associated risks/controls
• Thorough knowledge of Risk/Compliance/Audit competencies
• Strong analytical, process facilitation and project management skills
• Effective presentation, interpersonal, written and verbal communication skills
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

Hybrid/flexible schedule

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.