Financial Crime Risk Analyst - Sanctions (US Sanctions Escalations)

Financialjobbank; Wilmington (DE); On-site; USD 62,000 - 99,000; Full time

Job summary

TD is seeking a Financial Crime Risk Analyst - Sanctions in Mount Laurel, NJ. The role focuses on second-level reviews of payment and name screening alerts to identify sanctions implications, and periodic KYC reviews of sanctioned individuals or nations.

The analyst will support the sanctions risk program with research, analysis, and escalation to mitigate sanctions risk and ensure regulatory compliance across the enterprise.

Qualifications

• Undergraduate degree required.
• 3+ years relevant experience.
• Strong understanding of sanctions regulations and screening systems.

Responsibilities

• Provides specialized guidance on sanctions compliance matters, including screening and escalation.
• Performs end-to-end sanctions-related activities, such as alert reviews and due diligence.
• Interprets and administers sanctions policies and procedures, and implements process improvements.
• Manages sanctions operations to ensure compliance and efficiency.
• Handles moderate complexity in reporting and process analysis for sanctions risk mitigation.
• Coordinates tracking and reporting of sanctions compliance initiatives.

Skills

Sanctions compliance

Analytical thinking

Research

Regulatory interpretation

Education

Undergraduate Degree

Tools

Screening systems

Job description

Office Focused

Mount Laurel, New Jersey

New York, New York

Wilmington, Delaware

Portland, Maine

Vienna, Virginia

Full time

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$29.75 - $47.75 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Department Overview: This Financial Crime Risk Analyst role under the Sanctions Group will perform 2nd level reviews of payment screening and name screening alerts to identify any sanctions implications or individuals/entities that may be designated. In addition, this role also involves periodic KYC reviews of sanctioned country nationals or citizens of broadly sanctioned jurisdictions. Lastly, this Analyst will also review referrals or escalations from other business lines to determine any sanctions implications or red flags that may include sanctions evasion.

The Financial Crime Risk Analyst - Sanctions provide a range of analytical, research, and assessment support to the development and enhancement of the enterprise's sanctions risk management programs and processes. Assists in reviewing and analyzing higher-risk customer or transactional information to identify potential sanctions risks, prohibited relationships, or transactions involving designated persons or entities.

Depth & Scope:

• Provides specialized guidance, assistance, and support to functions and Financial Crimes Risk Management (FCRM) teams on sanctions compliance matters, including screening, escalation, and regulatory interpretation

• Performs end-to-end sanctions-related activities, such as alert reviews, due diligence, and documentation of decisions in accordance with global standards

• Requires advanced understanding of sanctions regulations, screening systems, and integration points with related areas such as AML, ABAC, and FCRM, along with knowledge of TD products and services

• Manages ambiguity and applies judgment to identify, troubleshoot, and resolve sanctions compliance issues, ensuring timely escalation and adherence to regulatory requirements

• Interprets and administers sanctions policies and procedures, adopts and implements process improvements to strengthen controls and mitigate risk

• Makes process and capacity management decisions for sanctions operations to ensure compliance and efficiency, guided by practices, procedures, and operating plans

• Handles moderate complexity in operational, reporting, and process analysis functions requiring a short to medium-term focus on sanctions risk mitigation and governance enhancements

Education & Experience:

• Undergraduate Degree

• 3+ years relevant experience

Customer Accountabilities:

• Provides research, evaluation, operational, reporting, and analytical support for sanctions oversight, advisory services, and control functions to business partners, ensuring timely and effective sanctions compliance

• Coordinates requests to and from business partners related to sanctions compliance activities

• Assists in preparing summaries, communications, reports, and presentations for management, regulators, and other internal and external stakeholders regarding sanctions matters

• Recommends responses to enterprise sanctions program questions and immediately elevate any sensitive sanctions-related issues according to departmental procedures

• Analyzes data and draw conclusions to meet sanctions program health reporting requirements

• Analyzes emerging trends related to sanctions regulatory changes, reporting, or other departmental functions, and provides recommendations to address gaps, issues, and enhancements in sanctions controls

• Proactively identifies sanctions matters requiring additional review or escalation, and liaises with appropriate staff to resolve as needed

• Coordinates tracking and reporting of sanctions compliance initiatives and programs

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet SLA requirements for service and productivity

• Exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate

• Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary

• Acquires and applies expertise in the FCRM discipline; provides guidance, assistance, and direction to other FCRM partners

• Identifies, recommends, and executes standard practices applicable to the FCRM discipline

• Keeps abreast of emerging issues, trends, and evolving regulatory requirements

• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

• Adheres to internal policies/procedures and applicable regulatory guidelines

• Coordinates with other FCRM partners and compliance partners to ensure consistency in the application of FCRM

Employee/Team Accountabilities:

• Participates fully as a member of the team; supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interest

• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business, related tools, and techniques

• Participates in personal performance management and development activities, including cross-training within own team

• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching, and/or guidance as appropriate

• Contributes to a fair, positive, and equitable environment that supports a diverse workforce

• Acts as a brand champion for the function and the bank, both internally and/or externally

• Grows knowledge of the business, related tools, and techniques

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel - Occasional

• International Travel - Never

• Performing sedentary work - Continuous

• Performing multiple tasks - Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds - Occasional

• Sitting - Continuous

• Standing - Occasional

• Walking - Occasional

• Moving safely in confined spaces - Occasional

• Lifting/Carrying (under 25 lbs.) - Occasional

• Lifting/Carrying (over 25 lbs.) - Never

• Squatting - Occasional

• Bending - Occasional

• Kneeling - Never

• Crawling - Never

• Climbing - Never

• Reaching overhead - Never

• Reaching forward - Occasional

• Pushing - Never

• Pulling - Never

• Twisting - Never

• Concentrating for long periods of time - Continuous

• Applying common sense to deal with problems involving standardized situations - Continuous

• Reading, writing and comprehending instructions - Continuous

• Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (~~~)

Additional Information:

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