Financial Control & Analysis - Cost Control, Associate

Santander; New York (NY); On-site; USD 115,000 - 145,000; Full time

Job summary

Santander is seeking a Financial Control & Analysis Associate to support budgeting, cost control, and performance analysis across the organization. The role partners with FP&A, Accounting and other corporate teams to deliver accurate financial insights and drive cost optimization.

The right candidate combines strong analytical ability with clear communication, attention to detail, and the ability to manage multiple priorities under tight deadlines in a dynamic environment.

Qualifications

• Bachelor’s degree in finance, accounting, economics, business administration or related field is required.
• Master’s degree or equivalent postgraduate qualification is preferred.
• 5+ years of experience in Finance, FP&A, Financial Control, Accounting, or Internal Audit is required.
• Fluent Spanish is required.

Responsibilities

• Lead and support the annual budgeting process and monthly forecasting activities.
• Monitor, control, and analyze operating expenses to identify risks, opportunities and cost optimization.
• Perform financial analysis including profitability, trend analysis, and KPI tracking.
• Prepare variance analyses and explain performance versus Budget, Forecast, and Prior Year.
• Consolidate and analyze financial information from multiple systems and ERP platforms.
• Prepare recurring and ad hoc financial reports to support management decisions.

Skills

Advanced Excel

Power BI

SAP/ERP

Financial modeling

Data analysis

Analytical thinking

Communication skills

Education

Bachelor’s degree in finance/Accounting/Economics/Business Administration

Master’s degree or equivalent postgraduate qualification

Tools

Power BI

SAP

Business Objects

Job description

Financial Control & Analysis - Cost Control, Associate

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Financial Control & Analysis Associate plays a key role in supporting financial planning, cost management, and business performance analysis across the organization. This position partners closely with Front Office business developers and multiple support functions, maintaining continuous interaction with FP&A, Accounting, Accounts Payable, People & Culture, and other corporate teams.

The successful candidate will combine strong analytical capabilities with excellent communication and presentation skills, demonstrating a proactive mindset, attention to detail, and a strong focus on execution. This role requires the ability to manage multiple priorities, work under tight deadlines, and effectively support business decision-making in a dynamic environment.

Key Responsibilities

• Lead and support the annual budgeting process and monthly forecasting activities.


• Monitor, control, and analyze operating expenses, identifying risks, opportunities, and cost optimization initiatives.


• Perform financial analysis, including profitability analysis, trend analysis, and key performance indicators.


• Prepare insightful variance analysis and explain financial performance versus Budget, Forecast, and Prior Year.


• Monitor budget execution and ensure appropriate financial governance and cost control.


• Consolidate, validate, and analyze financial information from multiple systems, databases, and ERP platforms.


• Prepare recurring and ad hoc financial reports to support management decision-making.


• Monitor and validate cost allocations across Legal Entities and Lines of Business, ensuring accuracy and consistency.


• Support and monitor the execution of cost-saving initiatives and efficiency programs.


• Develop and maintain financial models to support planning, forecasting, and business analysis.


• Partner with Finance and business stakeholders to improve reporting processes, enhance data quality, and identify automation opportunities.


• Ensure timely delivery of financial information while maintaining a high level of accuracy and data integrity.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related field (required).


• Master’s degree or equivalent postgraduate qualification (preferred).

Professional Experience:

• 5+ years of experience in Finance, FP&A, Financial Control, Accounting, or Internal Audit - Required.

Language:

• Fluent Spanish (required).

Hard Skills:

• Advanced proficiency in Microsoft Excel.


• Experience with Business Intelligence tools (Power BI, Business Objects or similar).


• Experience working with SAP and/or other ERP systems.


• Strong financial modeling and analytical skills.


• Ability to collect, consolidate, and interpret data from multiple financial systems.

Soft Skills:

• Strong analytical, problem-solving, and critical-thinking skills.


• Excellent verbal and written communication skills, with the ability to present complex financial information clearly to both finance and non-finance stakeholders.


• Highly organized, detail-oriented, and capable of managing multiple priorities simultaneously.


• Proven ability to work under pressure and consistently meet challenging deadlines.


• Fast learner with a proactive attitude and a continuous improvement mindset.


• Adaptability to rapidly changing business environments.


• Strong focus on delivery, execution, and accountability.


• Ability to build effective relationships and collaborate across cross-functional teams.

It Would Be Nice For You To Have:

• Experience working in multinational or matrix organizations.


• Knowledge of cost allocation methodologies and profitability reporting.


• Experience leading or participating in process improvement and reporting automation initiatives.


• Established work history or equivalent demonstrated through a combination of professional experience, education, training, or military service.


• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$115,000.00 USD

Maximum:

$145,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to give a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.