Financial Consultant

Community Bank, N.A.; Latham (NY); On-site; USD 66,000 - 109,000; Full time

Benefits offered by this job

11 paid holidays

Paid vacation

Medical, Vision & Dental insurance

401K with match

Pension plan

Job summary

Nottingham Investment Services, a division of Community Financial Systems, Inc., seeks a knowledgeable Financial Consultant to guide individuals and businesses toward their financial goals with personalized investment strategies and retirement planning.

The role requires strong interpersonal skills, a deep understanding of markets, and ethical guidance. You will collaborate withRetail and Commercial teams, adhere to regulatory standards, and drive client growth and retention.

Qualifications

• Bachelor's degree in Finance, Economics, Business, or related field.
• FINRA licenses (Series 7, 63/65 or 66) and CFP preferred.
• Knowledge of investment strategies, retirement planning, taxes, and insurance.
• Excellent communication and interpersonal skills.
• Proven ability to build and manage client relationships.
• Team player with collaboration skills.
• Proficient in CRM and financial planning software.
• Must be 18+.

Responsibilities

• Consult with clients to assess financial situations and build plans.
• Recommend investment, insurance, retirement, and banking products.
• Perform portfolio reviews and adjust strategies as needed.
• Stay informed on economic trends and regulatory changes.
• Develop long-term client relationships built on trust.
• Collaborate with Retail, Commercial, BPAS and OneGroup Insurance teams.
• Ensure compliance with regulations and internal controls.

Skills

Investment Planning

Client Relations

Regulatory Compliance

Portfolio Analysis

Financial Software

Education

Bachelor's degree in Finance or related field

MBA or CFA designation a plus

FINRA licenses (Series 7, 63/65/66)

Life, Accident and Health Insurance

Tools

CRM systems

Financial planning software

Job description

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

Responsibilities

We are seeking a knowledgeable and client-focused Financial Consultant to join our team at Nottingham Investment Services (a division of Community Financial Systems, Inc.) a leading financial services institution. The ideal candidate will play a key role in helping individuals and businesses achieve their financial goals through personalized investment strategies, retirement planning, and holistic financial solutions. This position requires a deep understanding of financial markets, strong interpersonal skills, and a commitment to ethical financial guidance.

Key Responsibilities:

• Consult with clients to assess their financial situations and develop customized financial plans
• Recommend a mix of investment, insurance, retirement, and banking products that align with clients' goals and risk tolerance
• Conduct regular portfolio reviews and adjust strategies based on market conditions and client life changes
• Stay informed about economic trends, financial markets, and regulatory changes to provide informed advice
• Cultivate long-term client relationships based on trust, transparency, and results
• Collaborate and partner with internal departments to deliver comprehensive solutions, i.e. Retail Branch partners, Commercial Banking partners, BPAS and OneGroup Insurance
• Adhere strictly to industry regulations and internal policies, maintaining documentation and compliance standards
• Meet or exceed individual performance metrics including asset growth, client acquisition, and retention targets
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner.

Qualifications

Education, Training and Requirements:

• Bachelor's degree in Finance, Economics, Business, or a related field (MBA or CFA designation a plus)
• Appropriate financial licenses required (e.g., FINRA Series 7, 63/65 or 66; CFP preferred), Life, Accident and Health Insurance
• Strong knowledge of investment strategies, retirement planning, tax implications, and insurance products
• Exceptional communication and interpersonal skills
• Proven track record of building and managing client relationships
• Team player with the ability to collaborate with others
• Proficient in financial planning software and CRM systems
• All applicants must be 18 years of age or older

Preferred Skills:

• Experience with mass affluent, high-net-worth, and commercial clients
• Strong analytical thinking and decision-making skills
• Bilingual or multilingual proficiency is a plus
• Familiarity with digital advisory platforms and financial technology tools
• High level of emotional intelligence, empathy, and professionalism
• Expert knowledge of basic personal computer, MS Office (e.g., Word, Excel, PowerPoint) and internet applications
• Comfortable working in a fast-paced, technology-driven environment
• Detail oriented with superior organizational skills and ability to prioritize

Experience:

• 2–5 years of experience in financial advising, wealth management, or investment consulting

Other Job Information

Compensation:

Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an affirmative action, equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

Minimum

USD $66,000.00/Yr.

Maximum

USD $108,804.00/Yr.

Education, Training and Requirements:

• Bachelor's degree in Finance, Economics, Business, or a related field (MBA or CFA designation a plus)
• Appropriate financial licenses required (e.g., FINRA Series 7, 63/65 or 66; CFP preferred), Life, Accident and Health Insurance
• Strong knowledge of investment strategies, retirement planning, tax implications, and insurance products
• Exceptional communication and interpersonal skills
• Proven track record of building and managing client relationships
• Team player with the ability to collaborate with others
• Proficient in financial planning software and CRM systems
• All applicants must be 18 years of age or older

Preferred Skills:

• Experience with mass affluent, high-net-worth, and commercial clients
• Strong analytical thinking and decision-making skills
• Bilingual or multilingual proficiency is a plus
• Familiarity with digital advisory platforms and financial technology tools
• High level of emotional intelligence, empathy, and professionalism
• Expert knowledge of basic personal computer, MS Office (e.g., Word, Excel, PowerPoint) and internet applications
• Comfortable working in a fast-paced, technology-driven environment
• Detail oriented with superior organizational skills and ability to prioritize

Experience:

• 2–5 years of experience in financial advising, wealth management, or investment consulting

We are seeking a knowledgeable and client-focused Financial Consultant to join our team at Nottingham Investment Services (a division of Community Financial Systems, Inc.) a leading financial services institution. The ideal candidate will play a key role in helping individuals and businesses achieve their financial goals through personalized investment strategies, retirement planning, and holistic financial solutions. This position requires a deep understanding of financial markets, strong interpersonal skills, and a commitment to ethical financial guidance.

Key Responsibilities:

• Consult with clients to assess their financial situations and develop customized financial plans
• Recommend a mix of investment, insurance, retirement, and banking products that align with clients' goals and risk tolerance
• Conduct regular portfolio reviews and adjust strategies based on market conditions and client life changes
• Stay informed about economic trends, financial markets, and regulatory changes to provide informed advice
• Cultivate long-term client relationships based on trust, transparency, and results
• Collaborate and partner with internal departments to deliver comprehensive solutions, i.e. Retail Branch partners, Commercial Banking partners, BPAS and OneGroup Insurance
• Adhere strictly to industry regulations and internal policies, maintaining documentation and compliance standards
• Meet or exceed individual performance metrics including asset growth, client acquisition, and retention targets
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner.